My Take: Like the 1-series, the 3-series is also enjoying some money factor reduction this month. Still, before you run out and lease a 3-series, you may want to consider the 0.9% for 60 months purchase financing that’s available. That will save you a lot of money over the long haul (4.38% APR on a lease) in interest. Something to think about during your decision making process. Below you will also see a list of 3-series models that I don’t recommend leasing, I usually include the M series there because the residual/money factors are relatively weak on these limited edition models. Of course, if you are shopping around for one of these cars, money shouldn’t exactly be a big issue for you.
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| At Invoice | At MSRP | |||||
| Make/Model | Invoice | MSRP | 24-month | 36-month | 24-month | 36-month |
| 09 BMW 328i Sedan | $31,735 | $34,425 | $482 | $410 | $598 | $489 |
NOTE: Estimates assuming the following conditions:
- Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
- Local Taxes not included.
- 24-month/15k and 36-month/15k terms.
- All cars are stock, without any options.
2009 BMW 3-Series February Lease Rates
2009 BMW 328i Sedan
24-month | 15k miles | residual 64% | .00145 base money factor
36-month | 15k miles | residual 57% | .00145 base money factor
2009 BMW 328i Coupe
24-month | 15k miles | residual 62% | .00180 base money factor
36-month | 15k miles | residual 58% | .00180 base money factor
2009 BMW 328i Convertible
24-month | 15k miles | residual 64% | .00205 base money factor
36-month | 15k miles | residual 58% | .00205 base money factor
2009 BMW 328i Wagon
24-month | 15k miles | residual 61% | .00215 base money factor
36-month | 15k miles | residual 55% | .00215 base money factor
2009 BMW 328xi Sedan
24-month | 15k miles | residual 64% | .00145 base money factor
36-month | 15k miles | residual 57% | .00145 base money factor
2009 BMW 328xi Coupe
24-month | 15k miles | residual 62% | .00180 base money factor
36-month | 15k miles | residual 58% | .00180 base money factor
2009 BMW 328xi Wagon
24-month | 15k miles | residual 62% | .00215 base money factor
36-month | 15k miles | residual 56% | .00215 base money factor
2009 BMW 335i Sedan
24-month | 15k miles | residual 62% | .00170 base money factor
36-month | 15k miles | residual 56% | .00170 base money factor
2009 BMW 335i Coupe
24-month | 15k miles | residual 62% | .00205 base money factor
36-month | 15k miles | residual 57% | .00205 base money factor
2009 BMW 335i Convertible
24-month | 15k miles | residual 62% | .00205 base money factor
36-month | 15k miles | residual 56% | .00205 base money factor
2009 BMW 335xi Sedan
24-month | 15k miles | residual 62% | .00170 base money factor
36-month | 15k miles | residual 56% | .00170 base money factor
2009 BMW 335xi Coupe
24-month | 15k miles | residual 62% | .00205 base money factor
36-month | 15k miles | residual 57% | .00205 base money factor
DO NOT LEASE
2009 BMW 335d Sedan
24-month | 15k miles | residual 62% | .00385 base money factor
36-month | 15k miles | residual 56% | .00385 base money factor
48-month | 15k miles | residual 41% | .00385 base money factor
60-month | 15k miles | residual 34% | .00385 base money factor
2009 BMW M3 Sedan
24-month | 15k miles | residual 56% | .00260 base money factor
36-month | 15k miles | residual 49% | .00260 base money factor
48-month | 15k miles | residual 38% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor
2009 BMW M3 Coupe
24-month | 15k miles | residual 56% | .00260 base money factor
36-month | 15k miles | residual 50% | .00260 base money factor
48-month | 15k miles | residual 40% | .00260 base money factor
60-month | 15k miles | residual 33% | .00260 base money factor
2009 BMW M3 Convertible
24-month | 15k miles | residual 51% | .00260 base money factor
36-month | 15k miles | residual 47% | .00260 base money factor
48-month | 15k miles | residual 36% | .00260 base money factor
60-month | 15k miles | residual 30% | .00260 base money factor
Don’t like what you see? Visit Leasecompare.com and see what 3rd party banks offer!