My Take: Low residual and Low Money Factor = Lease to Buy. Remember that. If you aren’t planning to buy it at lease end, then I would recommend the following: 1) Limit your miles (10k or 12k) so you can boost the residual value 2) Get AudiCare so you can get another 1% for residual value. 3) Knock off as much as you can off the MSRP of the car thru negotiation, rebates & dealer discounts. Speaking of rebates and discounts, there aren’t any on the A3 2.0T Premium Quattro. If you are looking buy, there is 2.9% financing for 60 months.
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| At Invoice | At MSRP | |||||
| Make/Model | Invoice | MSRP | 24-month | 36-month | 24-month | 36-month |
| 2009 Audi A3 2.0T Premium | $27,238 | $29,225 | $501 | $401 | $585 | $458 |
NOTE: Estimates assuming the following conditions:
- Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
- Local Taxes not included.
- 24-month/15k and 36-month/15k terms.
- All cars are stock, without any options.
2009 Audi A3
2009 Audi A3 2.0T
24-month | 15k miles | residual 56% | .00059 base money factor
36-month | 15k miles | residual 49% | .00059 base money factor
48-month | 15k miles | residual 42% | .00348 base money factor
2009 Audi A3 2.0T Premium
24-month | 15k miles | residual 54% | .00059 base money factor
36-month | 15k miles | residual 47% | .00059 base money factor
48-month | 15k miles | residual 40% | .00348 base money factor
2009 Audi A3 2.0T quattro
24-month | 15k miles | residual 57% | .00083 base money factor
36-month | 15k miles | residual 50% | .00083 base money factor
48-month | 15k miles | residual 43% | .00348 base money factor
2009 Audi A3 2.0T quattro Premium
24-month | 15k miles | residual 55% | .00083 base money factor
36-month | 15k miles | residual 48% | .00083 base money factor
48-month | 15k miles | residual 41% | .00348 base money factor
2009 Audi A3 2.0T S-Line
24-month | 15k miles | residual 53% | .00059 base money factor
36-month | 15k miles | residual 46% | .00059 base money factor
48-month | 15k miles | residual 39% | .00348 base money factor
2009 Audi A3 2.0T S-Line quattro
24-month | 15k miles | residual 54% | .00083 base money factor
36-month | 15k miles | residual 47% | .00083 base money factor
48-month | 15k miles | residual 40% | .00348 base money factor
2009 Audi A3 3.2 S-Line quattro
24-month | 15k miles | residual 53% | .00059 base money factor
36-month | 15k miles | residual 46% | .00059 base money factor
48-month | 15k miles | residual 39% | .00348 base money factor
2009 Audi A6 3.0L quattro Premium Sedan
24-month | 15k miles | residual 52% | .00005 base money factor
36-month | 15k miles | residual 45% | .00005 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor
2009 Audi A6 3.0L quattro Premium Plus Sedan
24-month | 15k miles | residual 52% | .00005 base money factor
36-month | 15k miles | residual 45% | .00005 base money factor
48-month | 15k miles | residual 38% | .00377 base money factor