My Take: I am not going to deal with the EX35 payments for now since I have only seen the rates for the BASE model, which are probably sold by now. Instead, I will focus on the FX35 AWD on this post. The effective interest rate for the FX35 AWD for 36-months sits at around 1.752% while the 48-month rate is at 2.016%. The BEST interest rate for a purchase loan being offered by IFS right now is 0.9% for up to 36-month and 2.9% from then on (up to 72 months). Seeing how residuals are somewhat low, I would flag this car as a Lease-To-Buy candidate. Not as good as the Mercedes have been these past few months, but close enough. There is about $4000 dealer cash available, but they won’t even let you use it on the special financing, so I would not be surprised to if they refuse to use it on leases. Before you ask if you used it for leases, I have one thing to say about that…”doesn’t matter”. It doesn’t matter because if they need to make a sale they will, so no point arguing about the rebates themselves. Just focus on determining your lowest and highest sale price (factoring in the rebat if you like) before you talk to your dealer. They won’t sell you the vehicle if they really can’t use the rebates anyway, so no point worrying about it.
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| At Invoice | At MSRP | |||||
| Make/Model | Invoice | MSRP | 36-month | 48-month | 36-month | 48-month |
| 09 Infiniti FX35 AWD | $41,125 | $44,465 | $571* | $520** | $666* | $593** |
NOTE: Estimates assuming the following conditions:
- Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
- Local Taxes not included.
- 24-month/15k and 36-month/15k terms.
- All cars are stock, without any options.
- No rebates/incentives applied
2008 Infiniti EX
2008 Infiniti EX35 2WD
24-month | 15k miles | residual 52% | .00315 base money factor
36-month | 15k miles | residual 49% | .00001 base money factor
48-month | 15k miles | residual 40% | .00067 base money factor
60-month | 15k miles | residual 34% | .00178 base money factor
2009 Infiniti FX
2009 Infiniti FX35 2WD
24-month | 15k miles | residual 52% | .00315 base money factor
36-month | 15k miles | residual 49% | .00070 base money factor
48-month | 15k miles | residual 41% | .00084 base money factor
60-month | 15k miles | residual 36% | .00106 base money factor
2009 Infiniti FX35 AWD
24-month | 15k miles | residual 53% | .00315 base money factor
36-month | 15k miles | residual 50% | .00073 base money factor
48-month | 15k miles | residual 42% | .00089 base money factor
60-month | 15k miles | residual 36% | .00098 base money factor
2009 Infiniti FX50 AWD
24-month | 15k miles | residual 49% | .00315 base money factor
36-month | 15k miles | residual 47% | .00097 base money factor
48-month | 15k miles | residual 40% | .00113 base money factor
60-month | 15k miles | residual 34% | .00108 base money factor