My Take: Moving on to the Prius…I wouldn’t lease this ride solely on the money factor being so high. I do not wish to pay 6.6% APR on a lease when there are cars out there going for less than 1%. The residual are extremely attractive, but I get the sense that those are somewhat inflated. If you want to buy, go right ahead, there is a $500 rebate available to customers so be sure to take advantage of that. Keep in mind that the 2010 Prius is out, so you can probably save some cash by going for the 09 model. In any case, gas prices here in the US have gone up about 40% in the last few weeks, so the Prius could potentially have very good resale value if our prices start climbing up into last years $4-$5 range. Something to think about…
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2009 Toyota Prius
2009 Toyota Prius 5dr HB
24-month | 15k miles | residual 68% | .00275 base money factor
36-month | 15k miles | residual 61% | .00275 base money factor
48-month | 15k miles | residual 52% | .00275 base money factor
60-month | 15k miles | residual 42% | .00275 base money factor