2010 Acura RDX, TL, TSX Lease Rates – November 2009

logo_acuraUPDATE: There is the $1500 cash rebate for the Base TSX V6 and $2000 TSX V6 with Tech that’s expiring 11/30/2009. I just got a quote today from my dealer Jerry (In Torrance, CA) for the 2010 TSX V6 Base for $1100 due at signing and $409 per month. That includes 9.75% sales tax for LA county. Smoking hot deal if you ask me. $1800 below invoice with the rebate. 2010 V6s are built in VERY limited quantity, so don’t bother asking me if the deal is going to be better in Dec or not; If you like it now, and can do it now, DO IT!

My Take: No cash on the RDX and TL, but the TSX V6 is getting $1500 cash for the base and $2000 for the Tech. The residuals dropped 1% on the 4 cyl model, while the V6 took a 2% hit. The good news is that the money factors dropped too, so it should keep the monthly payments around the same ballpark as last month. I personally like the older TSX, so I think the new one is probably just as good. I haven’t driven the new ones yet, but the V6 looks real tempting.

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2010 Acura RDX

2010 Acura RDX Base
36-month | 15k miles | residual 54% | .00200 base money factor

2010 Acura TL

2010 Acura TL Base
36-month | 15k miles | residual 58% | .00154 base money factor

2010 Acura TSX

2010 Acura TSX
36-month | 15k miles | residual 59% | .00168 base money factor

2010 Acura TSX w/Technology
36-month | 15k miles | residual 56% | .00168 base money factor

2010 Acura TSX V6
36-month | 15k miles | residual 55% | .00119 base money factor

2010 Acura TSX V6 w/Technology
36-month | 15k miles | residual 52% | .00119 base money factor

18 thoughts on “2010 Acura RDX, TL, TSX Lease Rates – November 2009

    • @barry, just the base. Anything with Tech tends to have a lower residual value. Apparently Honda things that cars with more technology depreciate faster than cars with less technology features. Go figure. I’ll dig around more for the AWD-SH and update the post as info starts popping up. For the most part you can expect the MF to be the same. However, Honda does have regional money factors. People near the Great Lakes have reported higher money factors than the rest of the country in the past. And my local dealer has also confirmed that much.

  1. Thanks G,

    Outstanding site with tons of useful information!

    Have you ever heard the term “compounded tax interest” as part of an auto lease? A Nissan dealer recently quoted me a lump sum out-of pocket for tax and fees on a 2010 Maxima. When I asked for a breakdown of the total there was over $200 they couldn’t explain. They said is was compounded tax interest. Sounds like PROFIT to me

    • I haven’t heard of that before. However, fees tend to vary from county to county as well. Last night, I was visiting my Acura dealer and there were about $50 worth of fees that were county taxes and another was a $29 for electronic DMV filing. But other than that, everything was pretty standard. If they can’t explain it, its profit.

  2. Just got a quote for a base TL in Chapel Hill NC
    1- Invoice price
    2- .00201 money factor
    3- .60 residual for 12k miles
    4- total payment $460 with $900 due at signing

    What happened to the Money factor ???

    • Allan, the TL money factors are regional, so it is likely that you are being quoted the higher MF. Email or call a couple more dealers to confirm. MF are based on where you live, so even if you try leasing from another state that has a lower MF, you wouldn’t qualify.

  3. Allan – What I have learned from my favorite MBZ dealer is that the finance department at the dealerships are free to try to get whatever rate they can get away with. The rate that G posts is the “buy rate” – the rate that the manufacturer’s finance arm will provide to the dealer. So, the greedy/shrewd/capitalistic (hey, everybody has to make a living, right?) dealer looks to make more money on the deal by “borrowing” from Acura finance at 3.7% and then “lending” to you at 4.82%.

    Or, a simpler explanation is that the sales guy made a mistake and quoted you the rate for a “non-base” vehicle. Call another dealer and shop the deal!

  4. Thanks guys. Must be a NC regional thing, because 2 other Acura dealers quoted the base TL money factor at .0021…..comes to about +$25 / month

  5. Dealer followup…..Your question about rate factor seemed quite specific-it is rare that a client will pull a number like .00154 out

    of thin air. It prompted me to investigate the lease rate and here is what I discovered.

    Acura is offering different finance rates and lease factors on a regional basis. This decision is tied into a particular region’s purchase habits (i.e. percentage of lease versus purchase of a given model).

    The .00154 rate is not being offered to North Carolina residents. A dealer in a state where the lower rate is available cannot offer it to residents of NC either.

    In North Carolina we have a finance rate at 1.9% apr (the equivalent of a lease factor of .00079) for up to 60 months. That rate is not available to residents of states that have the lower lease factors.

    NC tends to have a higher percentage of “buy and hold” purchasers so in the mind of the manufacturer the 1.9% finance rate will have a stronger effect on sales numbers than a lower lease factor. I’m not sure I agree with this but I’m not in charge of such decisions.

    Thought this might help-thanks!

    • thanks for sharing Allan. It is true that AHFC. I think they look at the general statistics on which state tends to buy vs lease and then offer these rates accordingly. Leasing tends to happen more in highly populated states such as CA and NY, so rates in those states are generally lower. Definitely look into buying if you are in the market for the TL, it will save you money in the long run.

  6. I just signed a lease I couldn’t refuse based on the following terms:

    2010 Acura TSX V-6 Base
    36 months
    15,000 miles/year
    $0 due at signing (first payment and all fees rolled into lease)
    $427/month including tax

    Dealers are moving the V-6 models even further than $1,500 (marketing support) below invoice. No one wants them so they are ready to deal. My deal’s cap cost wound up being around $2,500 below invoice.

    Hope this helps your negotiations!

    • @eric. Wow really? that’s even better than my offer. The V6 TSX is a pretty good ride, I’m glad you where able to take advantage of such a great deal. By the way, what state are you in?

  7. Great site. Going into prime year-end buying season. Recevieve the following offer:
    2010 RDX FWD base
    12k miles a year
    First and plates due at signing ($633)
    $490 X 36 months.

    Waiting for residual and MF figures from them. But it looks like a good starting point.
    Many thanks!

    • @mike. When you can, please provide me with more details please? MSRP, sale price, residual, money factor. That is the best way I can determine if there’s room to go down. Payments and drive-offs alone do not tell the whole story.

  8. I’m in FL. My local dealer happen to use the vehicle at the Tampa Int’l Auto Show so Acura wound up paying the freight on it of $810. That is how I was able to get the vehicle for 2,500 below invoice incl. the 1,500 lease cash. Hope this helps


    • @eric. I see. so my guess is that getting close to $1800-$2000 is already a good enough deal then since you saved a lot on the freight. Sounds like a good deal for those looking for a TSX this month.

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