My Take: High residual values make the MINI a fairly good lease despite the higher than average money factor. Just make sure you don’t opt to buyout the lease at the end of your term and you should be fine. Despite the lower MF on the S, the Base model is the better value since the S model’s residual value is 5% lower than the Base. The good news about the S is that it’s a cheaper lease than last month.

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2010 Mini Cooper

2010 Mini Cooper Coupe
24-month | 15k miles | residual 66% | .00207 base money factor
36-month | 15k miles | residual 63% | .00215 base money factor
48-month | 15k miles | residual 50% | .00207 base money factor

2010 Mini Cooper S Coupe
24-month | 15k miles | residual 65% | .00207 base money factor
36-month | 15k miles | residual 58% | .00170 base money factor
48-month | 15k miles | residual 48% | .00207 base money factor

2010 Mini Cooper John Cooper Works Coupe
24-month | 15k miles | residual 58% | .00207 base money factor
36-month | 15k miles | residual 52% | .00207 base money factor
48-month | 15k miles | residual 43% | .00207 base money factor

2010 Mini Cooper Clubman Coupe
24-month | 15k miles | residual 65% | .00207 base money factor
36-month | 15k miles | residual 62% | .00195 base money factor
48-month | 15k miles | residual 49% | .00207 base money factor

2010 Mini Cooper Clubman S Coupe
24-month | 15k miles | residual 63% | .00207 base money factor
36-month | 15k miles | residual 60% | .00215 base money factor
48-month | 15k miles | residual 47% | .00207 base money factor

2010 Mini Cooper Clubman John Cooper Works Coupe
24-month | 15k miles | residual 60% | .00207 base money factor
36-month | 15k miles | residual 53% | .00207 base money factor
48-month | 15k miles | residual 45% | .00207 base money factor

2010 Mini Cooper Convertible
24-month | 15k miles | residual 60% | .00207 base money factor
36-month | 15k miles | residual 58% | .00207 base money factor
48-month | 15k miles | residual 44% | .00207 base money factor

2010 Mini Cooper Convertible S
24-month | 15k miles | residual 57% | .00207 base money factor
36-month | 15k miles | residual 55% | .00205 base money factor
48-month | 15k miles | residual 41% | .00207 base money factor

2010 Mini Cooper Convertible John Cooper Works
24-month | 15k miles | residual 56% | .00207 base money factor
36-month | 15k miles | residual 50% | .00207 base money factor
48-month | 15k miles | residual 40% | .00207 base money factor