November 2008 Lease Rate for 09 VW GTI and Jetta

My Take: The 09 GTI is looking like a good lease this month, with a fairly high residual and reasonable money factor. There’s up to $400 worth of dealer contribution towards a lease, so keep that in mind during your negotiations. Equipped to my liking (meaning everything) on a 36 month/ 12k mile lease at invoice ($31,712), the GTI would run about $421 + tax per month with inception due at signing. Pretty expensive if you ask me, I would probably advice being “cautious” with your options because it adds up quick. The 4-door version costs a bit more since the price tag is a 1000 to 2000 more and the residual value drops 1%. Don’t bother with the Wolfsburg Jetta, the money factor isn’t very attractive eventhough the residual is very high.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Volkswagen GTi 2dr $22,084 $23,640 $376 $313 $443 $359
09 Volkswagen GTi 4dr $22,639 $24,240 $395 $327 $464 $374

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Yellow boxes denotes “lowest” lease payments for each car.

2009 Volkswagen GTi 2dr
24 Month – Residual 61% of MSRP – .00156 Base Rate
36 Month – Residual 54% of MSRP – .00156 Base Rate
48 Month – Residual 47% of MSRP – .00201 Base Rate

2009 Volkswagen GTi 4dr
24 Month – Residual 60% of MSRP – .00156 Base Rate
36 Month – Residual 53% of MSRP – .00156 Base Rate
48 Month – Residual 46% of MSRP – .00201 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Volkswagen Jetta Sedan Wolfsburg AT
24 Month – Residual 68% of MSRP – .00312 Base Rate
36 Month – Residual 61% of MSRP – .00312 Base Rate
48 Month – Residual 54% of MSRP – .00332 Base Rate

Rates provided by Leasecompare.com

October 2008 Lease Rate for 08 VW Jetta & Passat

My Take: Of the remaining 09 Jetta and Passats, the Wolfsburg edition seems to stand out. The residual value is still pretty high and the money factor is lower than most. This makes for a nice combination for leasing. If you are in the market for a Jetta and don’t mind driving a manual transmission, the Wolfsburg may be for you. There is also special financing available in the form of 0% for up to 36 months, 1.9% for 48 and 2.9% for 60. I would go with the lease in this particular case since the money factor breaks down to about 2.568% APR.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
08 VW Jetta Wolfsburg $21,421 $22,600 $346 $292 $397 $326

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Cars ranked from lowest payment to highest payment.
  • Yellow boxes denotes “lowest” lease payments for each car.

2008 VW Jetta Wolfsburg Manual
24 Month – Residual 65% of MSRP – .00107 Base Rate
36 Month – Residual 57% of MSRP – .00107 Base Rate
48 Month – Residual 50% of MSRP – .00154 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2008 VW Jetta 2.5 SE Manual
24 Month – Residual 62% of MSRP – .00062 Base Rate
36 Month – Residual 54% of MSRP – .00062 Base Rate
48 Month – Residual 47% of MSRP – .00117 Base Rate

2008 VW Passat Sedan 2.0T MT
24 Month – Residual 53% of MSRP – .00205 Base Rate
36 Month – Residual 45% of MSRP – .00205 Base Rate
48 Month – Residual 38% of MSRP – .00236 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

October 2008 Lease Rate for 09 VW Jetta, Acura RDX and Toyota Prius

My Take: Couple of things…the Prius lesses well because of the high residual value, but the money factor is pretty high in my opinion. Lower than Honda’s standard lease rate, but high nonetheless, so watch out for that. The RDX looks like it needs further money factor reduction to make it more attractive. It isn’t horrible, but I the lower residual value doesn’t help keep the costs down. Lastly, the Jetta TDI (for those who live in states that have them) seems like an excellent lease with a .00148 mf and fairly high residual values. Remember to lease it for no more than 36 months because VW’s Warranty is only 3 years.

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QUICK LINKS:

LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Volkswagen Jetta TDI Wagon
24 Month – Residual 64% of MSRP – .00148 Base Rate
36 Month – Residual 57% of MSRP – .00148 Base Rate
48 Month – Residual 50% of MSRP – .00188 Base Rate

2009 Acura RDX Wagon
24 Month – Residual 59% of MSRP – .00128 Base Rate
36 Month – Residual 50% of MSRP – .00128 Base Rate
48 Month – Residual 42% of MSRP – .00290 Base Rate
60 Month – Residual 33% of MSRP – .00290 Base Rate

2009 Acura RDX Wagon Tech
24 Month – Residual 58% of MSRP – .00128 Base Rate
36 Month – Residual 49% of MSRP – .00128 Base Rate
48 Month – Residual 41% of MSRP – .00290 Base Rate
60 Month – Residual 32% of MSRP – .00290 Base Rate

2009 Toyota Prius 5dr HB
24 Month – Residual 71% of MSRP – .00265 Base Rate
36 Month – Residual 64% of MSRP – .00265 Base Rate
48 Month – Residual 55% of MSRP – .00265 Base Rate
60 Month – Residual 45% of MSRP – .00265 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

0% Financing on All 08 VW models

VW is introducing 0% financing on all 08 VW models until Halloween. As for 09 models, you can get 3.9% financing on those. Pre-owned vehicles also have fairly low interest rates if you plan to purchange one. As always, when there are low-interest financing loans to be had, I will always recommend those over leases because nothing beats free money.

August 2008 Lease Rate for 08 VW Jetta

My Take: The Jetta leases are looking pretty decent this month. I know I’m posting this a bit late this month, but these rates should last through the end of the month, so you have just shy of one week’s time to jump on this. Thanks to Jake for noticing my “error” here. I did not change the residual to 59% from 68% when calculating the 36mo lease. After some quick calculation, I’ve noticed that the lease deal is a bit on the “expensive” side. Granted, when compared to say, a Honda Civic EX Coupe, this is still pretty decent.

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  • Jetta Wolfsburg
  • MSRP $23,075
  • Invoice $21,830
  • Standard inception fees + tax not included
  • Residuals posted are for 15K miles/year.

2008 Volkswagen Jetta Wolfsburg Manual
24 Month – Residual 68% of MSRP – .00142 Base Rate
36 Month – Residual 59% of MSRP – .00142 Base Rate
48 Month – Residual 52% of MSRP – .00181 Base Rate

24mo Payment: $309 at invoice, $363 at MSRP
36mo Payment: $278 at invoice, $315at MSRP

Wow, cheap. $224 a month + tax and just a tad over $1000 due at signing . Pretty good deal if you ask me. The Jetta is actually a bigger car than most people think. Fairly well appointed too. Typo here, the cheapest payment here is more like $278. Not TERRIBLE since its the Worlfsburg edition. Since you are leasing, you won’t have to worry too much about “reliability” because you will be covered under the warranty until lease-end.  I think the other Jettas (except the GLI) should hover around this range too (possibly less for the SE). If you are looking for a Jetta, this is certainly a good month to get into one. Not as great of a deal as I originally thought. To make up for my “mistake”, I’ll calculate the SE model’s payment range, hoping to uncover a decent deal here…

  • Jetta 2.5 SE Manual
  • MSRP $20,500
  • Invoice $19,389
  • Standard inception fees + tax not included
  • Residuals posted are for 15K miles/year.

2008 Volkswagen Jetta 2.5 SE Manual
24 Month – Residual 64% of MSRP – .00081 Base Rate
36 Month – Residual 55% of MSRP – .00081 Base Rate
48 Month – Residual 48% of MSRP – .00130 Base Rate

24mo Payment: $287 at invoice, $335at MSRP
36mo Payment: $250 at invoice, $282 MSRP

Certainly cheaper here, but not exactly a “deal” I guess I could live with sub $300 payments on a Jetta.  Go with the 12k mile lease and watch your payments drop another $10 bucks or so. Bummer, I got all excited about the cheaper Jetta leases…too bad I goofed. Go with the GTI, you’ll probably have more fun with that car.

2008 Volkswagen Jetta Wolfsburg Automatic
24 Month – Residual 68% of MSRP – .00142 Base Rate
36 Month – Residual 59% of MSRP – .00142 Base Rate
48 Month – Residual 52% of MSRP – .00181 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

May 2008 Lease Rate for 08 VW Jetta

Jetta GLI
36mo/15k miles per year – residual 52% – money factor .00050

Jetta S
36mo/15k miles per year – residual 57% – money factor .00111

cash incentive: $1000

My Take: The New(er) Jetta has grown up compared to the last generation. Much like the new Accord, the Jetta has put on some weight and expanded both in length and width. (Sounds like me as I get older). The money factor is very good right now, the $1000 cash incentive is icing on the cake. The residual on the GLI could be better, but your money factor is next to nothing.  If you can negotiate a good selling price, this is not a bad ride to get. VW is pretty much pitching the $1000 as “sign and drive”, so they just use the cash incentive to cover your drive-off. Not bad if you want to get into a ride with no money to start.