09 Toyota RAV4 Lease Rates – May 2009

logo_toyotaMy Take: The residuals on the RAV4 are so high that it really does a good job offsetting the higher money factor. Just remember that high residuals makes for poor buyouts once your lease ends. This means that you will likely overpay should you try to buy the car out OR lose money if you try to end the lease early by trading it in or selling it. With that in mind, the RAV4 is an excellent alternative to the Honda CRV, which boasts a ridiculous .00250 MF. Toyota is also offering $500 cash back to customers, so whatever the dealer offers, minus $500 should be your sale price. If you are in the military, add another $400. If you are a college graduate, add another $1000. That’s $1900 if you qualify for all these rebates. Nice huh?

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Toyota RAV4 AWD $21,868 $23,700 $309 $272 $388 $326

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Toyota RAV4

2009 Toyota RAV4 AWD
24-month | 15k miles | residual 68% | .00183 base money factor
36-month | 15k miles | residual 61% | .00183 base money factor
48-month | 15k miles | residual 52% | .00275 base money factor
60-month | 15k miles | residual 43% | .00275 base money factor

2009 Toyota RAV4 Limited AWD
24-month | 15k miles | residual 66% | .00183 base money factor
36-month | 15k miles | residual 59% | .00183 base money factor
48-month | 15k miles | residual 50% | .00275 base money factor
60-month | 15k miles | residual 41% | .00275 base money factor

2009 Toyota RAV4 Sport AWD
24-month | 15k miles | residual 66% | .00183 base money factor
36-month | 15k miles | residual 59% | .00183 base money factor
48-month | 15k miles | residual 50% | .00275 base money factor
60-month | 15k miles | residual 41% | .00275 base money factor

09 Toyota Highlander Lease Rates – May 2009

logo_toyotaMy Take: The money factor on the Highlander is acceptable (barely), but the residual is not. Now, there may be some special “regional” deals going on all Toyota’s right now, so don’t let these numbers discourage you. Just contact your local dealer if you have questions regarding money factors, residuals and customer rebates (if any). If you don’t know of a dealer that can help you, just use the Yahoo Auto Quote System. Easy way to get dealers to contact you instead.

2009 Toyota Highlander

2009 Toyota Highlander 4WD Wagon Limited
24-month | 15k miles | residual 54% | .00216 base money factor
36-month | 15k miles | residual 47% | .00216 base money factor
48-month | 15k miles | residual 38% | .00275 base money factor
60-month | 15k miles | residual 29% | .00275 base money factor

09 Toyota Prius Lease Rates – May 2009

logo_toyotaMy Take: Moving on to the Prius…I wouldn’t lease this ride solely on the money factor being so high. I do not wish to pay 6.6% APR on a lease when there are cars out there going for less than 1%. The residual are extremely attractive, but I get the sense that those are somewhat inflated. If you want to buy, go right ahead, there is a $500 rebate available to customers so be sure to take advantage of that. Keep in mind that the 2010 Prius is out, so you can probably save some cash by going for the 09 model. In any case, gas prices here in the US have gone up about 40% in the last few weeks, so the Prius could potentially have very good resale value if our prices start climbing up into last years $4-$5 range. Something to think about…

2009 Toyota Prius

2009 Toyota Prius 5dr HB
24-month | 15k miles | residual 68% | .00275 base money factor
36-month | 15k miles | residual 61% | .00275 base money factor
48-month | 15k miles | residual 52% | .00275 base money factor
60-month | 15k miles | residual 42% | .00275 base money factor

09 Toyota Prius Lease Rates for February 2009

My Take: The money factor is terrible on the Prius, but the high residual value makes up for it. Remember, when you lease, you are paying for the estimated depreciation of the vehicle for the term of your lease. So the higher the residual, the lower the base payments. Ideally, you want a lower money factor (interest). If you don’t mind paying 6.84% interest on the depreciation of lease, the Prius isn’t a bad choice for a lease. Of course, I’d rather have the MINI Cooper S. There is $500 cash back on the Prius, so be sure to factor that in during your negotiations.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
2009 Toyota Prius $22,478 $24,095 $364 $322 $436 $371

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Toyota Prius

2009 Toyota Prius
24-month | 15k miles | residual 68% | .00285 base money factor
36-month | 15k miles | residual 61% | .00285 base money factor
48-month | 15k miles | residual 52% | .00285 base money factor

DO NOT LEASE

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09 Toyota Prius Lease Rates for January 2009

My Take: The Prius has a $500 rebate available to customers, which makes this car slightly cheaper to lease than in the past. You probably won’t get this car at invoice + the $500 rebate, but you will certainly get it at $500 under MSRP. The residual value is fairly strong which will help keep the your payments lower than most cars despite the fact that the money factor is high. Just watch out for the options, this ride gets expensive quick.

On another note, I’ve updated the January 2009 DO NOT LEASE list with more cars. I figure I’d get those out there soon since we’re near the end of the month.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
2009 Toyota Prius $22,478 $24,095 $364 $322 $436 $371

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Toyota Prius January Lease Rates

2009 Toyota Prius 5dr
24-month | 15k miles | residual 68% | .00285 base money factor
36-month | 15k miles | residual 61% | .00285 base money factor
48-month | 15k miles | residual 52% | .00285 base money factor

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09 Toyota Camry Lease Rates for January 2009

My Take: If you are shopping around for a family sedan, the Toyota Camry looks like a solid lease this month. There is a about $1500 worth in cash rebates available, so be sure to factor that into your negotiations. That should drop the Camry well below invoice since TMV suggests only a few hundred over invoice as the sale price.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Toyota Camry SE $21,253 $23,535 $309 $264 $407 $330

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Toyota Camry January Lease Rates

2009 Toyota Camry LE
24-month | 15k miles | residual 63% | .00117 base money factor
36-month | 15k miles | residual 56% | .00117 base money factor
48-month | 15k miles | residual 47% | .00285 base money factor
60-month | 15k miles | residual 38% | .00285 base money factor

2009 Toyota Camry SE
24-month | 15k miles | residual 63% | .00117 base money factor
36-month | 15k miles | residual 56% | .00117 base money factor
48-month | 15k miles | residual 47% | .00285 base money factor
60-month | 15k miles | residual 38% | .00285 base money factor

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January 2009 DO NOT LEASE List

UPDATED January 23rd, 2009 – Here’s January 2009’s DO NOT LEASE list. My initial observation for this January 09 is that most cars are leasing WORSE than last year. This is clearly directly affected by the credit crunch and the poor economic conditions the world is facing. It is likely that automakers may be cutting back on their lease promotions, so don’t be too surprised to see this list grow as the months progress. What qualifies a car on this list? Simple, the residual value needs to be dip well below 50% over 36 months, the money factor needs to be higher than .00200 or 4.8% APR and cash rebates are either nonexistant or only available to a select few. Check this list often because I will be adding more models as I encounter more and more crappy lease rates.

2009 Infiniti M35

2009 Infiniti M35
24 Month – Residual 48% of MSRP – .00325 Base Rate
36 Month – Residual 46% of MSRP – .00053 Base Rate
48 Month – Residual 38% of MSRP – .00203 Base Rate
60 Month – Residual 29% of MSRP – .00275 Base Rate

2009 Infiniti M35 AWD
24 Month – Residual 49% of MSRP – .00325 Base Rate
36 Month – Residual 47% of MSRP – .00060 Base Rate
48 Month – Residual 39% of MSRP – .00203 Base Rate
60 Month – Residual 30% of MSRP – .00271 Base Rate

* This one was a rough one to list here due to the low money factor. Unfortunately, the residual is just too poor to recommend.

2009 Porsche Cayenne GTS

2009 Porsche Cayenne GTS Tiptronic
24 Month – Residual 48% of MSRP – .00300 Base Rate
36 Month – Residual 45% of MSRP – .00300 Base Rate
48 Month – Residual 33% of MSRP – .00300 Base Rate
60 Month – Residual 26% of MSRP – .00300 Base Rate

* Two bads don’t make a good.

2009 Acura MDX

2009 Acura MDX
24 Month – Residual 57% of MSRP – .00250 Base Rate
36 Month – Residual 50% of MSRP – .00250 Base Rate
48 Month – Residual 41% of MSRP – .00300 Base Rate
60 Month – Residual 34% of MSRP – .00310 Base Rate

2009 Acura MDX Sport
24 Month – Residual 52% of MSRP – .00250 Base Rate
36 Month – Residual 46% of MSRP – .00250 Base Rate
48 Month – Residual 37% of MSRP – .00300 Base Rate
60 Month – Residual 31% of MSRP – .00310 Base Rate

2009 Acura MDX Sport w/RES
24 Month – Residual 52% of MSRP – .00250 Base Rate
36 Month – Residual 46% of MSRP – .00250 Base Rate
48 Month – Residual 37% of MSRP – .00300 Base Rate
60 Month – Residual 31% of MSRP – .00310 Base Rate

2009 Acura MDX Tech w/RES
24 Month – Residual 54% of MSRP – .00250 Base Rate
36 Month – Residual 48% of MSRP – .00250 Base Rate
48 Month – Residual 39% of MSRP – .00300 Base Rate
60 Month – Residual 32% of MSRP – .00310 Base Rate

2009 Acura MDX Tech
24 Month – Residual 54% of MSRP – .00250 Base Rate
36 Month – Residual 48% of MSRP – .00250 Base Rate
48 Month – Residual 39% of MSRP – .00300 Base Rate
60 Month – Residual 32% of MSRP – .00310 Base Rate

* No lease support here, move on.

2009 Toyota Highlander

2009 Toyota Highlander 4WD
24 Month – Residual 60% of MSRP – .00285 Base Rate
36 Month – Residual 53% of MSRP – .00285 Base Rate
48 Month – Residual 45% of MSRP – .00285 Base Rate
60 Month – Residual 37% of MSRP – .00285 Base Rate

2009 Toyota Highlander 4WD Limited
24 Month – Residual 58% of MSRP – .00285 Base Rate
36 Month – Residual 51% of MSRP – .00285 Base Rate
48 Month – Residual 42% of MSRP – .00285 Base Rate
60 Month – Residual 34% of MSRP – .00285 Base Rate

2009 Toyota Highlander 4WD Sport
24 Month – Residual 58% of MSRP – .00285 Base Rate
36 Month – Residual 51% of MSRP – .00285 Base Rate
48 Month – Residual 43% of MSRP – .00285 Base Rate
60 Month – Residual 35% of MSRP – .00285 Base Rate

* No lease support here either.

2009 Lincoln MKX

2009 Lincoln MKX 2WD
24 Month – Residual 51% of MSRP – .00521 Base Rate
36 Month – Residual 47% of MSRP – .00444 Base Rate
48 Month – Residual 39% of MSRP – .00431 Base Rate

2009 Lincoln MKX AWD
24 Month – Residual 52% of MSRP – .00521 Base Rate
36 Month – Residual 48% of MSRP – .00444 Base Rate
48 Month – Residual 40% of MSRP – .00431 Base Rate

* Not exactly surprising since this is coming from Ford Credit.

2009 Infiniti QX56

2009 Infiniti QX56 2WD
24 Month – Residual 47% of MSRP – .00325 Base Rate
36 Month – Residual 39% of MSRP – .00325 Base Rate
48 Month – Residual 30% of MSRP – .00325 Base Rate
60 Month – Residual 23% of MSRP – .00325 Base Rate

2009 Infiniti QX56 AWD
24 Month – Residual 46% of MSRP – .00325 Base Rate
36 Month – Residual 39% of MSRP – .00325 Base Rate
48 Month – Residual 31% of MSRP – .00325 Base Rate
60 Month – Residual 24% of MSRP – .00325 Base Rate

* 39% residual after 3 years…wow.

2009 BMW X3

2009 BMW X3 xDrive 3.0i
24 Month – Residual 48% of MSRP – .00285 Base Rate
36 Month – Residual 41% of MSRP – .00285 Base Rate
48 Month – Residual 33% of MSRP – .00285 Base Rate
60 Month – Residual 28% of MSRP – .00285 Base Rate

* Wow this SUV used to be a great lease candidate a few months ago, what happened here BMWFS?

2009 BMW X6

2009 BMW X6 xDrive 3.5i
24 Month – Residual 50% of MSRP – .00285 Base Rate
36 Month – Residual 44% of MSRP – .00285 Base Rate
48 Month – Residual 36% of MSRP – .00285 Base Rate
60 Month – Residual 30% of MSRP – .00285 Base Rate

2009 BMW X6 xDrive 5.0i
24 Month – Residual 49% of MSRP – .00285 Base Rate
36 Month – Residual 43% of MSRP – .00285 Base Rate
48 Month – Residual 34% of MSRP – .00285 Base Rate
60 Month – Residual 29% of MSRP – .00285 Base Rate

* BUY BUY BUY BUY. Don’t Lease. I can’t stress this enough

2009 BMW M3

2009 BMW M3
24 Month – Residual 56% of MSRP – .00285 Base Rate
36 Month – Residual 49% of MSRP – .00285 Base Rate
48 Month – Residual 38% of MSRP – .00285 Base Rate
60 Month – Residual 31% of MSRP – .00285 Base Rate

2009 BMW M3 Coupe
24 Month – Residual 56% of MSRP – .00285 Base Rate
36 Month – Residual 50% of MSRP – .00285 Base Rate
48 Month – Residual 40% of MSRP – .00285 Base Rate
60 Month – Residual 33% of MSRP – .00285 Base Rate

2009 BMW M3 Convertible
24 Month – Residual 51% of MSRP – .00285 Base Rate
36 Month – Residual 47% of MSRP – .00285 Base Rate
48 Month – Residual 36% of MSRP – .00285 Base Rate
60 Month – Residual 30% of MSRP – .00285 Base Rate

* You could go with down to 10k miles per year, but the whole point of leasing this car is to drive it, right?

2009 Audi A3 3.2 S-Line quattro

2009 Audi A3 3.2 S-Line quattro
24 Month – Residual 53% of MSRP – .00383 Base Rate
36 Month – Residual 46% of MSRP – .00383 Base Rate
48 Month – Residual 39% of MSRP – .00403 Base Rate

* 46% residual and .00383 mf? HAH!

2009 Audi S4 Cabriolet

2009 Audi S4 Cabriolet
24 Month – Residual 56% of MSRP – .00388 Base Rate
36 Month – Residual 49% of MSRP – .00388 Base Rate
48 Month – Residual 42% of MSRP – .00408 Base Rate

* residual is border-line here, nothing a “12k miles/year” lease can’t fix…but that MF needs some hefty support.

2009 Audi A5/S5

2009 Audi A5 6-Speed Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

2009 Audi A5 Tiptronic Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

2009 Audi S5 6-Speed Coupe
24 Month – Residual 63% of MSRP – .00388 Base Rate
36 Month – Residual 56% of MSRP – .00388 Base Rate
48 Month – Residual 49% of MSRP – .00408 Base Rate

2009 Audi S5 Tiptronic Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

* Wasn’t a good lease last year, still isn’t this year.

2009 Audi A8/S8/R8

2009 Audi A8 quattro
24 Month – Residual 45% of MSRP – .00219 Base Rate
36 Month – Residual 38% of MSRP – .00219 Base Rate
48 Month – Residual 31% of MSRP – .00405 Base Rate

2009 Audi A8 L quattro
24 Month – Residual 45% of MSRP – .00240 Base Rate
36 Month – Residual 38% of MSRP – .00240 Base Rate
48 Month – Residual 31% of MSRP – .00405 Base Rate

2009 Audi A8 L W12 quattro
24 Month – Residual 38% of MSRP – .00575 Base Rate
36 Month – Residual 31% of MSRP – .00575 Base Rate
48 Month – Residual 24% of MSRP – .00595 Base Rate

2009 Audi S8
24 Month – Residual 49% of MSRP – .00385 Base Rate
36 Month – Residual 42% of MSRP – .00385 Base Rate
48 Month – Residual 35% of MSRP – .00405 Base Rate

2009 Audi R8 6-speed
24 Month – Residual 57% of MSRP – .00434 Base Rate
36 Month – Residual 50% of MSRP – .00434 Base Rate
48 Month – Residual 43% of MSRP – .00454 Base Rate
** This is a special 10K mi/year **

2009 Audi R8 R tronic
24 Month – Residual 56% of MSRP – .00434 Base Rate
36 Month – Residual 49% of MSRP – .00434 Base Rate
48 Month – Residual 42% of MSRP – .00454 Base Rate
** This is a special 10K mi/year **

* Just buy the car, you are paying for most if it within 48 months anyway.

2009 Audi Q7 3.6

2009 Audi Q7 3.6 Base
24 Month – Residual 49% of MSRP – .00056 Base Rate
36 Month – Residual 42% of MSRP – .00056 Base Rate
48 Month – Residual 35% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Premium
24 Month – Residual 51% of MSRP – .00056 Base Rate
36 Month – Residual 44% of MSRP – .00056 Base Rate
48 Month – Residual 37% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Premium Plus
24 Month – Residual 50% of MSRP – .00056 Base Rate
36 Month – Residual 43% of MSRP – .00056 Base Rate
48 Month – Residual 36% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Prestige
24 Month – Residual 48% of MSRP – .00056 Base Rate
36 Month – Residual 41% of MSRP – .00056 Base Rate
48 Month – Residual 34% of MSRP – .00426 Base Rate

2009 Audi Q7 4.2 Prestige
24 Month – Residual 47% of MSRP – .00221 Base Rate
36 Month – Residual 40% of MSRP – .00221 Base Rate
48 Month – Residual 33% of MSRP – .00426 Base Rate

* I actually like the money factor here, but the residual makes it hard to lease. Another BUY candidate.

2009 Audi Q7 3.6

2009 Audi TT 2.0T Premium Coupe
24 Month – Residual 59% of MSRP – .00251 Base Rate
36 Month – Residual 52% of MSRP – .00251 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Plus Coupe
24 Month – Residual 56% of MSRP – .00251 Base Rate
36 Month – Residual 49% of MSRP – .00251 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Prestige Coupe
24 Month – Residual 55% of MSRP – .00251 Base Rate
36 Month – Residual 48% of MSRP – .00251 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Coupe
24 Month – Residual 59% of MSRP – .00272 Base Rate
36 Month – Residual 52% of MSRP – .00272 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Plus Coupe
24 Month – Residual 57% of MSRP – .00272 Base Rate
36 Month – Residual 50% of MSRP – .00272 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Prestige Coupe
24 Month – Residual 56% of MSRP – .00272 Base Rate
36 Month – Residual 49% of MSRP – .00272 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Premium Plus Coupe
24 Month – Residual 57% of MSRP – .00257 Base Rate
36 Month – Residual 50% of MSRP – .00257 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Prestige Coupe
24 Month – Residual 56% of MSRP – .00257 Base Rate
36 Month – Residual 49% of MSRP – .00257 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Cabriolet
24 Month – Residual 57% of MSRP – .00238 Base Rate
36 Month – Residual 50% of MSRP – .00238 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Plus Cabriolet
24 Month – Residual 55% of MSRP – .00238 Base Rate
36 Month – Residual 48% of MSRP – .00238 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00238 Base Rate
36 Month – Residual 48% of MSRP – .00238 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Cabriolet
24 Month – Residual 58% of MSRP – .00260 Base Rate
36 Month – Residual 51% of MSRP – .00260 Base Rate
48 Month – Residual 44% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Plus Cabriolet
24 Month – Residual 56% of MSRP – .00260 Base Rate
36 Month – Residual 49% of MSRP – .00260 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00260 Base Rate
36 Month – Residual 48% of MSRP – .00260 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Premium Plus Cabriolet
24 Month – Residual 56% of MSRP – .00228 Base Rate
36 Month – Residual 49% of MSRP – .00228 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00228 Base Rate
36 Month – Residual 48% of MSRP – .00228 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Cabriolet
24 Month – Residual 59% of MSRP – .00278 Base Rate
36 Month – Residual 52% of MSRP – .00278 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Plus Cabriolet
24 Month – Residual 55% of MSRP – .00278 Base Rate
36 Month – Residual 48% of MSRP – .00278 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Prestige Cabriolet
24 Month – Residual 54% of MSRP – .00278 Base Rate
36 Month – Residual 47% of MSRP – .00278 Base Rate
48 Month – Residual 40% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Coupe
24 Month – Residual 57% of MSRP – .00227 Base Rate
36 Month – Residual 50% of MSRP – .00227 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Plus Coupe
24 Month – Residual 54% of MSRP – .00227 Base Rate
36 Month – Residual 47% of MSRP – .00227 Base Rate
48 Month – Residual 40% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Prestige Coupe
24 Month – Residual 53% of MSRP – .00227 Base Rate
36 Month – Residual 46% of MSRP – .00227 Base Rate
48 Month – Residual 39% of MSRP – .00415 Base Rate

* I personally find the TT to be too much money for what you actually get. But that’s just me.

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December 2008 Do Not Lease List

Here you will find the lease rates for cars that I don’t recommend leasing this month. A poor combination of low residual value and high money factors usually means one thing…if you want it, don’t lease it, buy it.

2008 Acura MDX December Lease Rates

2008 Acura MDX
24-month | 15k miles | residual 53% | .00310 base money factor
36-month | 15k miles | residual 47% | .00300 base money factor
48-month | 15k miles | residual 38% | .00300 base money factor
60-month | 15k miles | residual 31% | .00310 base money factor

2008 Acura MDX Sport
24-month | 15k miles | residual 48% | .00310 base money factor
36-month | 15k miles | residual 43% | .00300 base money factor
48-month | 15k miles | residual 34% | .00300 base money factor
60-month | 15k miles | residual 28% | .00310 base money factor

2008 Acura MDX Sport w/RES
24-month | 15k miles | residual 48% | .00310 base money factor
36-month | 15k miles | residual 42% | .00300 base money factor
48-month | 15k miles | residual 34% | .00300 base money factor
60-month | 15k miles | residual 28% | .00310 base money factor

2008 Acura MDX Technology
24-month | 15k miles | residual 51% | .00310 base money factor
36-month | 15k miles | residual 45% | .00300 base money factor
48-month | 15k miles | residual 36% | .00300 base money factor
60-month | 15k miles | residual 30% | .00310 base money factor

2008 Acura MDX Technology w/RES
24-month | 15k miles | residual 50% | .00310 base money factor
36-month | 15k miles | residual 44% | .00300 base money factor
48-month | 15k miles | residual 36% | .00300 base money factor
60-month | 15k miles | residual 29% | .00310 base money factor

* .00300 x 2400 = 7.2% APR, need I say more?

2008/2009 Toyota Highlander December Lease Rates

2009 Toyota Highlander 4WD
24-month | 15k miles | residual 60% | .00285 base money factor
36-month | 15k miles | residual 53% | .00285 base money factor
48-month | 15k miles | residual 45% | .00285 base money factor
60-month | 15k miles | residual 37% | .00285 base money factor

2009 Toyota Highlander 4WD Limited
24-month | 15k miles | residual 58% | .00285 base money factor
36-month | 15k miles | residual 51% | .00285 base money factor
48-month | 15k miles | residual 42% | .00285 base money factor
60-month | 15k miles | residual 34% | .00285 base money factor

2009 Toyota Highlander 4WD Sport
24-month | 15k miles | residual 58% | .00285 base money factor
36-month | 15k miles | residual 51% | .00285 base money factor
48-month | 15k miles | residual 43% | .00285 base money factor
60-month | 15k miles | residual 35% | .00285 base money factor

2008 Toyota Highlander 4WD
24-month | 15k miles | residual 57% | .00163 base money factor
36-month | 15k miles | residual 50% | .00163 base money factor
48-month | 15k miles | residual 42% | .00285 base money factor
60-month | 15k miles | residual 34% | .00285 base money factor

2008 Toyota Highlander Sport 4WD
24-month | 15k miles | residual 55% | .00163 base money factor
36-month | 15k miles | residual 48% | .00163 base money factor
48-month | 15k miles | residual 40% | .00255 base money factor
60-month | 15k miles | residual 32% | .00255 base money factor

2008 Toyota Highlander Limited 4WD
24-month | 15k miles | residual 55% | .00163 base money factor
36-month | 15k miles | residual 48% | .00163 base money factor
48-month | 15k miles | residual 39% | .00285 base money factor
60-month | 15k miles | residual 31% | .00285 base money factor

* The 08 model’s MF isn’t too bad (3.9% APR) but the residual kills the deal for me.

2009 Porsche 911 December Lease Rates

2009 911 Carrera
24-month | 15k miles | residual 68% | .00280 base money factor
36-month | 15k miles | residual 59% | .00280 base money factor
48-month | 15k miles | residual 53% | .00280 base money factor
60-month | 15k miles | residual 46% | .00280 base money factor

2009 Porsche 911 Carrera S
24-month | 15k miles | residual 66% | .00280 base money factor
36-month | 15k miles | residual 57% | .00280 base money factor
48-month | 15k miles | residual 51% | .00280 base money factor
60-month | 15k miles | residual 44% | .00280 base money factor

2009 911 Carrera Convertible Turbo
24-month | 15k miles | residual 60% | .00280 base money factor
36-month | 15k miles | residual 51% | .00280 base money factor
48-month | 15k miles | residual 45% | .00280 base money factor
60-month | 15k miles | residual 38% | .00280 base money factor

* These numbers are actually not terrible, but the price tag of this vehicle pretty much takes this car off the average person’s wishlist.

2008/2009 Honda S2000 December Lease Rates

2009 Honda S2000 Convertible
24-month | 15k miles | residual 59% | .00310 base money factor
36-month | 15k miles | residual 52% | .00310 base money factor
48-month | 15k miles | residual 43% | .00305 base money factor
60-month | 15k miles | residual 34% | .00310 base money factor

2009 Honda S2000 Convertible CR
24-month | 15k miles | residual 58% | .00310 base money factor
36-month | 15k miles | residual 51% | .00310 base money factor
48-month | 15k miles | residual 42% | .00305 base money factor
60-month | 15k miles | residual 33% | .00310 base money factor

2009 Honda S2000 Convertible CR w/AC
24-month | 15k miles | residual 56% | .00310 base money factor
36-month | 15k miles | residual 50% | .00310 base money factor
48-month | 15k miles | residual 41% | .00305 base money factor
60-month | 15k miles | residual 34% | .00310 base money factor

2008 Honda S2000 Convertible
24-month | 15k miles | residual 54% | .00310 base money factor
36-month | 15k miles | residual 47% | .00310 base money factor
48-month | 15k miles | residual 39% | .00305 base money factor
60-month | 15k miles | residual 31% | .00310 base money factor

2008 Honda S2000 Convertible CR
24-month | 15k miles | residual 51% | .00310 base money factor
36-month | 15k miles | residual 45% | .00310 base money factor
48-month | 15k miles | residual 37% | .00305 base money factor
60-month | 15k miles | residual 29% | .00310 base money factor

2008 Honda S2000 Convertible CR w/AC
24-month | 15k miles | residual 53% | .00310 base money factor
36-month | 15k miles | residual 46% | .00310 base money factor
48-month | 15k miles | residual 38% | .00305 base money factor
60-month | 15k miles | residual 30% | .00310 base money factor

* 7.2%+ APR PLUS weak residuals = no thanks.

2009 Volvo XC90 December Lease Rates

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 54% | .00525 base money factor
36-month | 15k miles | residual 46% | .00477 base money factor
48-month | 15k miles | residual 37% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 51% | .00525 base money factor
36-month | 15k miles | residual 43% | .00477 base money factor
48-month | 15k miles | residual 35% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 54% | .00525 base money factor
36-month | 15k miles | residual 46% | .00477 base money factor
48-month | 15k miles | residual 37% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 53% | .00525 base money factor
36-month | 15k miles | residual 45% | .00477 base money factor
48-month | 15k miles | residual 37% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 51% | .00525 base money factor
36-month | 15k miles | residual 43% | .00477 base money factor
48-month | 15k miles | residual 35% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 51% | .00525 base money factor
36-month | 15k miles | residual 43% | .00477 base money factor
48-month | 15k miles | residual 35% | .00471 base money factor

* You see that big LeaseCompare.com ad at the end of this post, try them…avoid Ford Credit like the plague.

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