Name: MWGuy
Location: Indiana
What He’s Got: 2010 Space Gray Metallic BMW 135i, equipped with Premium Package, Sport Package, Cold Weather Package, iPod, Steptronic Auto Transmission w/ Paddle Shifters. Gray Boston Leather, Gray Poplar Wood Trim.
What It Cost: Here are the intimate details of the deal…

Terms – 15K / 36 month / Residual 59% / MF .00200

MSRP = $44,170.00 (Invoice $40,680.00)
Cap Cost = $42,228.51 – $1,500 holiday cash = $40,728.51
Int/Dep = 541.03
Lease Payment (7% sales tax) = $578.90

Due at signing
1st payment = $578.90
Security Deposit = $600
Acquisition Fee = $725
Doc Fee = $150
Sales Tax = $105 (7% on Holiday Cash)
Cap Reduction = $141.10
Total = $2300

(I had already paid a $1,000 cash deposit and had $1,300 in trade equity)

My Take: The monthly payments are about 1.22% of the MSRP, which is equal to “GOOD” rating on my book. What I feel makes this deal solid is the fact that MWGuy didn’t get hammered with excessive fees, such as the MACO, Training and a “fluffled up” Acquisition fee (which some folks have gotten hit with in the past). Two thumbs up!

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