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09 BMW Z4, 6-Series, 7-Series Lease Rates – August 2009

Published by G

logo_bmwMy Take: Rounding off the BMW lease rates, the Z4, 6-series and 7-series all have pretty decent leases rates in my opinion. Nothing that would want me to add them to the list, though. These cars have high enough residuals (except for the 7-series, which has low money factors) that putting down some MSDs should help lower the over monthly payment on the lease. If you don’t know what MSDs are, please raise your hand. Now here’s an email I got from Jake some weeks ago explaining why MSDs are a good thing:

“Hi G
I just to let you know I turned on my brother to your site. He was going to put $3k plus fees down to help with cap cost (lower) payment, but after seeing your site he put 8 MSDs to buy down the money factor. Fast forward 3 months, his X5 is gone (crash); he’s fine; INS. Gap, etc. takes care of it all. He saved a few grand just by reading your site. From the whole “M” famly THANKS for the info.”

There you have it folks, go with MSDs if the money factor is too high. Surprisingly enough, most people opt for cap reduction, which is just plain silly. So before you decide to put money down, ask your dealer if the bank allows you to buy down the money factor. You just might be glad you did.

Check out the new LIST for the recommended leases of the month.

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2009 BMW Z4

2009 BMW Z4 sDrive30i
24-month | 15k miles | residual 63% | .00125 base money factor
36-month | 15k miles | residual 56% | .00125 base money factor
48-month | 15k miles | residual 36% | .00265 base money factor
60-month | 15k miles | residual 30% | .00265 base money factor

2009 BMW Z4 sDrive35i
24-month | 15k miles | residual 63% | .00145 base money factor
36-month | 15k miles | residual 56% | .00145 base money factor
48-month | 15k miles | residual 34% | .00265 base money factor
60-month | 15k miles | residual 28% | .00265 base money factor

2009 BMW 6-Series

2010 BMW 650i Coupe
24-month | 15k miles | residual 58% | .00200 base money factor
36-month | 15k miles | residual 54% | .00200 base money factor
48-month | 15k miles | residual 32% | .00265 base money factor
60-month | 15k miles | residual 26% | .00265 base money factor

2010 BMW 650i Convertible
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 33% | .00265 base money factor
60-month | 15k miles | residual 27% | .00265 base money factor

2010 BMW M6 Coupe
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 33% | .00265 base money factor
60-month | 15k miles | residual 26% | .00265 base money factor

2010 BMW M6 Convertible
24-month | 15k miles | residual 62% | .00200 base money factor
36-month | 15k miles | residual 57% | .00200 base money factor
48-month | 15k miles | residual 35% | .00265 base money factor
60-month | 15k miles | residual 28% | .00265 base money factor

2009 BMW 7-series

2009 BMW 750i
24-month | 15k miles | residual 49% | .00090 base money factor
36-month | 15k miles | residual 44% | .00090 base money factor
48-month | 15k miles | residual 33% | .00265 base money factor
60-month | 15k miles | residual 27% | .00265 base money factor

2009 BMW 750Li
24-month | 15k miles | residual 50% | .00090 base money factor
36-month | 15k miles | residual 45% | .00090 base money factor
48-month | 15k miles | residual 33% | .00265 base money factor
60-month | 15k miles | residual 28% | .00265 base money factor

09 BMW 7-Series Lease Rates – July 2009

Published by G

logo_bmwMy Take: Lot of questions I haven’t gotten around to answer, so I’ll keep this brief. The residual is below average and the money factor is better than average. I wouldn’t call this a “deal”, but for the right sale price, it could be.

Check out the new LIST for the recommended leases of the month.

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2009 BMW 7-Series

2009 BMW 750i
24-month | 15k miles | residual 49% | .00090 base money factor
36-month | 15k miles | residual 44% | .00090 base money factor
48-month | 15k miles | residual 33% | .00265 base money factor
60-month | 15k miles | residual 27% | .00265 base money factor

2009 BMW 750Li
24-month | 15k miles | residual 50% | .00090 base money factor
36-month | 15k miles | residual 45% | .00090 base money factor
48-month | 15k miles | residual 33% | .00265 base money factor
60-month | 15k miles | residual 28% | .00265 base money factor

09 BMW 7-Series – June 2009

Published by G

logo_bmwMy Take: I’m not a big fan of the 7-Series’ residual value, but the MF is not half bad. Like the Audi A8, I still only recommend leasing this ride only if you have a way of writing the payment off OR you have a money tree or two planted in your backyard. If you do have the latter, please invite me over for a backyard BBQ one of these days. ^_^

2009 BMW 7-Series

2009 BMW 750i
24-month | 15k miles | residual 49% | .00090 base money factor
36-month | 15k miles | residual 44% | .00090 base money factor

2009 BMW 750Li
24-month | 15k miles | residual 50% | .00090 base money factor
36-month | 15k miles | residual 45% | .00090 base money factor

09 BMW 7-Series Lease Rates – May 2009

Published by G

logo_bmwMy Take: If you have been following this blog for some time, I’m probably sure you’ve learned to identify what good and bad leases look like. This one, isn’t a very strong one obviously.

2009 BMW 7-Series

2009 BMW 750i
24-month | 15k miles | residual 49% | .00260 base money factor
36-month | 15k miles | residual 44% | .00260 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor

2009 BMW 750Li
24-month | 15k miles | residual 50% | .00260 base money factor
36-month | 15k miles | residual 45% | .00260 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor

09 BMW 6-Series, 7-Series, M6 Lease Rates – April 2009

Published by G

logo_bmwMy Take: M6 rates are looking much better than the 6-series while the 7-series is not looking all that great this month. I’m not really in the mood to post lease estimates right now, so feel free to request a quick calculation if you really need one. There is 0.9% financing on the 650s and the M6 for up to 60 months. Nothing for the 7-series. No cash, nada.

2009 BMW 6-Series

2009 BMW 650i Coupe
24-month | 15k miles | residual 58% | .00190 base money factor
36-month | 15k miles | residual 54% | .00190 base money factor
48-month | 15k miles | residual 30% | .00250 base money factor
60-month | 15k miles | residual 25% | .00250 base money factor

2009 BMW 650i Convertible
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 33% | .00250 base money factor
60-month | 15k miles | residual 27% | .00250 base money factor

2009 BMW M6 Coupe
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 34% | .00250 base money factor
60-month | 15k miles | residual 27% | .00250 base money factor

2009 BMW M6 Convertible
24-month | 15k miles | residual 62% | .00190 base money factor
36-month | 15k miles | residual 57% | .00190 base money factor
48-month | 15k miles | residual 36% | .00250 base money factor
60-month | 15k miles | residual 29% | .00250 base money factor

2009 BMW 7-Series

2009 BMW 750i
24-month | 15k miles | residual 49% | .00250 base money factor
36-month | 15k miles | residual 44% | .00250 base money factor
48-month | 15k miles | residual 35% | .00250 base money factor
60-month | 15k miles | residual 28% | .00250 base money factor

2009 BMW 750Li
24-month | 15k miles | residual 50% | .00250 base money factor
36-month | 15k miles | residual 45% | .00250 base money factor
48-month | 15k miles | residual 35% | .00250 base money factor
60-month | 15k miles | residual 29% | .00250 base money factor

09 BMW 7-Series Lease Rates – March 2009

Published by G

logo_bmwMy Take: Nothing spectacular about the 7-series this month. Low residual value plus high money factor equals “Too Much”. Of course, if you plan on writing this off as a business expense, then lease away. Personally, I just don’t have that kind of income to even write it off. Haahaa.

2009 BMW 7-Series

2009 BMW 750i
24-month | 15k miles | residual 49% | .00250 base money factor
36-month | 15k miles | residual 44% | .00250 base money factor
48-month | 15k miles | residual 35% | .00250 base money factor

2009 BMW 750Li
24-month | 15k miles | residual 50% | .00250 base money factor
36-month | 15k miles | residual 45% | .00250 base money factor
48-month | 15k miles | residual 35% | .00250 base money factor

September 2008 Lease Rates for 08 BMW X5, Z4, 7-Series, 6-Series & X6

Published by G

My Take: I started to notice a trend here with BMW leases this month. The massive drop in residual has made 24mo leases a really bad deal. On the flip-side, 36mo residuals remained the same and are rewarded with a new lower MF, making these leases CHEAPER than last month. VERY good time to jump into a X5 if that’s what you are looking to lease. I know that with gas prices at these levels, these SUVs aren’t exactly flying off the shelves. Nevertheless, some families do need the space, so now is not a bad the time. Better to lease one of these than to own them if you ask me.

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  • X5 3.0si + Sport + Tech + Premium Packages
  • MSRP $56,175
  • Invoice $51,655
  • Standard inception fees + tax not included
  • Residuals posted are for 15K miles/year.

2008 BMW X5 3.0si 4WD SUV
24 Month – Residual 58% of MSRP – .00160 Base Rate
36 Month – Residual 53% of MSRP – .00160 Base Rate

24mo Payment: $929 at invoice, $1125 at MSRP
36mo Payment: $738 at invoice, $870 at MSRP <–Cheaper than last month*

Last month’s payments on the same exact car:

24mo Payment: $851 at invoice, $1049 at MSRP
36mo Payment: $770 at invoice, $905 at MSRP

  • X5 4.8i + Sport + Tech + Premium Packages
  • MSRP $63,775
  • Invoice $58,655
  • Standard inception fees + tax not included
  • Residuals posted are for 15K miles/year.

2008 BMW X5 4.8i 4WD SUV
24 Month – Residual 61% of MSRP – .00135 Base Rate
36 Month – Residual 55% of MSRP – .00135 Base Rate

24mo Payment: $955 at invoice, $1175 at MSRP
36mo Payment: $781 at invoice, $930 at MSRP

Last month’s payments on the same exact car:

24mo Payment: $892 at invoice, $1114 at MSRP
36mo Payment: $819 at invoice, $970 at MSRP

If you haven’t noticed, this month you can get a 4.8i at 36 months for about $11 more than leasing a 3.0si last month. For those who waited, I say WOO HOO! I would most definitely pony up $11 more a month to be in a 4.8i than on the 3.0si. That’s $11 more a month to drive in a car that’s has over $7000 more in upgrades. NICE! That’s $396 more over 3 yrs for those who like numbers.

Rest of the BMW line up:
I didn’t notice anything exceptional. I mean most people aren’t shopping for 7-series since the payments are more than some people’s mortgage.  Don’t worry, I will still assist with payment calculations, just leave me comment or send me an email.

2008 BMW X6 xDrive35i Wagon
24 Month – Residual 56% of MSRP – .00270 Base Rate
36 Month – Residual 49% of MSRP – .00270 Base Rate

2008 BMW X6 xDrive50i Wagon
24 Month – Residual 51% of MSRP – .00270 Base Rate
36 Month – Residual 44% of MSRP – .00270 Base Rate

2008 BMW 650Ci Coupe
24 Month – Residual 63% of MSRP – .00200 Base Rate
36 Month – Residual 55% of MSRP – .00200 Base Rate

2008 BMW 650CiC Convertible
24 Month – Residual 65% of MSRP – .00200 Base Rate
36 Month – Residual 57% of MSRP – .00200 Base Rate

2008 BMW M6 Coupe
24 Month – Residual 67% of MSRP – .00170 Base Rate
36 Month – Residual 57% of MSRP – .00170 Base Rate

2008 BMW M6 Convertible
24 Month – Residual 67% of MSRP – .00170 Base Rate
36 Month – Residual 57% of MSRP – .00170 Base Rate

2008 BMW 750i Sedan
24 Month – Residual 57% of MSRP – .00125 Base Rate
36 Month – Residual 50% of MSRP – .00125 Base Rate

2008 BMW 750Li Sedan
24 Month – Residual 57% of MSRP – .00125 Base Rate
36 Month – Residual 50% of MSRP – .00125 Base Rate

2008 BMW 760Li Sedan
24 Month – Residual 45% of MSRP – .00125 Base Rate
36 Month – Residual 37% of MSRP – .00125 Base Rate

2008 BMW Alpina B7 Sedan
24 Month – Residual 47% of MSRP – .00125 Base Rate
36 Month – Residual 40% of MSRP – .00125 Base Rate

2008 BMW Z4 3.0si Coupe
24 Month – Residual 61% of MSRP – .00220 Base Rate
36 Month – Residual 51% of MSRP – .00220 Base Rate

2008 BMW Z4 3.0i Convertible
24 Month – Residual 68% of MSRP – .00230 Base Rate
36 Month – Residual 60% of MSRP – .00230 Base Rate

2008 BMW Z4 3.0si Convertible
24 Month – Residual 68% of MSRP – .00200 Base Rate
36 Month – Residual 60% of MSRP – .00200 Base Rate

2008 BMW Z4 M Coupe
24 Month – Residual 64% of MSRP – .00220 Base Rate
36 Month – Residual 56% of MSRP – .00220 Base Rate

2008 BMW Z4 M Convertible
24 Month – Residual 64% of MSRP – .00190 Base Rate
36 Month – Residual 56% of MSRP – .00190 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

August 2008 Lease Rates for 08 BMW 7-Series

Published by G

My Take: The 7-series rates for August remain unchanged, so nothing to sing about. Then again, if you can afford the 7-series, do you really care? Maybe, maybe not. Anyway, I’ll be using the 750Li as an example for the estimated monthly payments.

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  • 750Li + BMW Individual Composition + Vented Seats
  • MSRP $95,225
  • Invoice $86,820
  • Standard inception fees + tax
  • Lease rate in BOLD

24mo Payment: $1395 at invoice, $1764 at MSRP
36mo Payment: $1280 at invoice, $1532 at MSRP

Edmunds’ TMV suggests that the car can be leased at another $2000-$2800 under invoice. Some folks around the country have also reported at least 11k off MSRP on their leases. so it looks like payments can dip into $1272 for 24mo and $1196 for 36mo if you can go about $2800 under invoice. You can further cut that price by opting for the 12k or the 10k mileage allowances. Remember, if you are not a returning BMW customer, you may have to pay a security deposit to get the .00215 base rate.

2008 BMW 750i Sedan
24 Month – Residual 64% of MSRP – .00215 Base Rate
36 Month – Residual 54% of MSRP – .00215 Base Rate

2008 BMW 750Li Sedan
24 Month – Residual 64% of MSRP – .00215 Base Rate
36 Month – Residual 54% of MSRP – .00215 Base Rate

2008 BMW 760Li Sedan
24 Month – Residual 51% of MSRP – .00215 Base Rate
36 Month – Residual 41% of MSRP – .00215 Base Rate

2008 BMW Alpina B7 Sedan
24 Month – Residual 54% of MSRP – .00215 Base Rate
36 Month – Residual 44% of MSRP – .00215 Base Rate

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* Residuals posted are for 15K miles/year. Add 2% to Residual for 12k mi/yr and 3%
for 10k mi/yr on all terms
** Rates provided by Tarry Shebesta from Leasecompare.com