My Take: The money factor on the Highlander is acceptable (barely), but the residual is not. Now, there may be some special “regional” deals going on all Toyota’s right now, so don’t let these numbers discourage you. Just contact your local dealer if you have questions regarding money factors, residuals and customer rebates (if any). If you don’t know of a dealer that can help you, just use the Yahoo Auto Quote System. Easy way to get dealers to contact you instead.

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2009 Toyota Highlander

2009 Toyota Highlander 4WD Wagon Limited
24-month | 15k miles | residual 54% | .00216 base money factor
36-month | 15k miles | residual 47% | .00216 base money factor
48-month | 15k miles | residual 38% | .00275 base money factor
60-month | 15k miles | residual 29% | .00275 base money factor