2010 BMW 5-Series Lease Rates – October 2009

logo_bmwMy Take: 5-series numbers unchanged since August. Pretty lease rates if you ask me. If these MFs would show up on the 1-series, I think you’d have a really awesome lease on those right now. In any case, not a horrible time to get into a 5 right now. Couple things I’d like to point out again in case you missed it last time I mentioned it. First off, BMWFS seems to have adjust their residual values since the 2009 models. Take the 2009 528i for example:

2009 BMW 528i Sedan
24 Month – Residual 65% of MSRP – .00200 Base Rate
36 Month – Residual 59% of MSRP – .00200 Base Rate
48 Month – Residual 39% of MSRP – .00285 Base Rate
60 Month – Residual 32% of MSRP – .00285 Base Rate

The 24-month terms took a 3% hit while the 36-month term took a 1% hit. The good thing is that BMWFS adjusted their MF to compensate for some of that loss in residual. The jump in price tag between 2009 and 2010 was only about $300, so payments should be around the same as last October on the 36-month terms.

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2010 BMW 5-Series

2010 BMW 528i Sedan
24-month | 15k miles | residual 62% | .00145 base money factor
36-month | 15k miles | residual 58% | .00145 base money factor
48-month | 15k miles | residual 35% | .00255 base money factor
60-month | 15k miles | residual 29% | .00255 base money factor

2010 BMW 528i xDrive Sedan
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 36% | .00255 base money factor
60-month | 15k miles | residual 30% | .00255 base money factor

2010 BMW 535i Sedan
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 33% | .00255 base money factor
60-month | 15k miles | residual 28% | .00255 base money factor

2010 BMW 535i xDrive Sedan
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 35% | .00255 base money factor
60-month | 15k miles | residual 29% | .00255 base money factor

2010 BMW 535i xDrive Sport Wagon
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 31% | .00255 base money factor
60-month | 15k miles | residual 26% | .00255 base money factor

2010 BMW 550i Sedan
24-month | 15k miles | residual 61% | .00155 base money factor
36-month | 15k miles | residual 57% | .00155 base money factor
48-month | 15k miles | residual 30% | .00255 base money factor
60-month | 15k miles | residual 25% | .00255 base money factor

2010 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 30% | .00255 base money factor
60-month | 15k miles | residual 24% | .00255 base money factor

2010 BMW 5-Series Lease Rates – September 2009

logo_bmwMy Take: 5-Series lease rates look unchanged from August, which is not such a bad thing since the lease rates are pretty reasonable. I’d like to note that auto sales should take a dive this month (compared to last month) due to the fact that the Cash for Clunkers deal has expired. This may be a good thing since you might be able to get more pricing for your leases. I’d like to remind you that when you contact your dealer, you should already a sale price and monthly payment range in mind. This will make things easier on you and your dealer. Don’t ask the dealer to make you an offer because you will spend a lot of time going back-and-forth, which generally results in much added stress for both parties. Ideally, inquire about all the fees, you should to work your numbers, THEN make your offer to the dealer. This would be the most effective/painless way to go.

  • Visit THE LIST for a list of recommended leases for the month.
  • Support the site by requesting your quotes from Yahoo! Autos. Click Here to get started.

2010 BMW 5-Series

2010 BMW 528i Sedan
24-month | 15k miles | residual 62% | .00145 base money factor
36-month | 15k miles | residual 58% | .00145 base money factor
48-month | 15k miles | residual 35% | .00255 base money factor
60-month | 15k miles | residual 29% | .00255 base money factor

2010 BMW 528i xDrive Sedan
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 36% | .00255 base money factor
60-month | 15k miles | residual 30% | .00255 base money factor

2010 BMW 535i Sedan
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 33% | .00255 base money factor
60-month | 15k miles | residual 28% | .00255 base money factor

2010 BMW 535i xDrive Sedan
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 35% | .00255 base money factor
60-month | 15k miles | residual 29% | .00255 base money factor

2010 BMW 535i xDrive Sport Wagon
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 31% | .00255 base money factor
60-month | 15k miles | residual 26% | .00255 base money factor

2010 BMW 550i Sedan
24-month | 15k miles | residual 61% | .00155 base money factor
36-month | 15k miles | residual 57% | .00155 base money factor
48-month | 15k miles | residual 30% | .00255 base money factor
60-month | 15k miles | residual 25% | .00255 base money factor

2010 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 30% | .00255 base money factor
60-month | 15k miles | residual 24% | .00255 base money factor

2010 BMW 5-Series Lease Rates – August 2009

logo_bmwMy Take: 5-series and M5 lease rates remain unchanged for August, which is pretty good still. I believe the 5-series does qualify for this “pulling ahead” program BMW is doing. I think it is similar to all the lease cash the 3-series is getting right now. If any of you are interested, I’ll ask Dave for more info. I checked on Edmunds and they have the standard “advertised” lease program you see on TV and BMWUSA.

Check out the new LIST for the recommended leases of the month.

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2010 BMW 5-Series

2010 BMW 528i Sedan
24-month | 15k miles | residual 62% | .00145 base money factor
36-month | 15k miles | residual 58% | .00145 base money factor
48-month | 15k miles | residual 37% | .00265 base money factor
60-month | 15k miles | residual 31% | .00265 base money factor

2010 BMW 528i xDrive Sedan
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 36% | .00265 base money factor
60-month | 15k miles | residual 30% | .00265 base money factor

2010 BMW 535i Sedan
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 34% | .00265 base money factor
60-month | 15k miles | residual 28% | .00265 base money factor

2010 BMW 535i xDrive Sedan
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 35% | .00265 base money factor
60-month | 15k miles | residual 29% | .00265 base money factor

2010 BMW 535i xDrive Sport Wagon
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 32% | .00265 base money factor
60-month | 15k miles | residual 26% | .00265 base money factor

2010 BMW 550i Sedan
24-month | 15k miles | residual 61% | .00155 base money factor
36-month | 15k miles | residual 57% | .00155 base money factor
48-month | 15k miles | residual 30% | .00265 base money factor
60-month | 15k miles | residual 24% | .00265 base money factor

2010 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 32% | .00265 base money factor
60-month | 15k miles | residual 25% | .00265 base money factor

2010 BMW 5-Series Lease Rates – July 2009

logo_bmwMy Take: The 2010 5-Series ALMOST makes THE LIST this month because the lease rates actually look VERY attractive. Unfortunately, I highly doubt you can even come close to invoice on a car that’s been on the market just a little over a month. If you could, then it would be highly recommended. Unfortunately, I don’t see it happening. BMWs in generally don’t usually hit invoice (or below it) without the help of rebates or cash incentives. No holdback means dealers can’t sell you the car anywhere near their cost. Otherwise, they can’t stay in business. If you are shopping for a “deal” this month, hang in there. I’m looking hard for one. As you can see, THE LIST is rather short because there just aren’t any solid deals to be had this month.

Check out the new LIST for the recommended leases of the month.

subscribe to my rss feed post a question, get an answer

2010 BMW 5-Series

2010 BMW 528i Sedan
24-month | 15k miles | residual 62% | .00145 base money factor
36-month | 15k miles | residual 58% | .00145 base money factor
48-month | 15k miles | residual 37% | .00265 base money factor
60-month | 15k miles | residual 31% | .00265 base money factor

2010 BMW 528i xDrive Sedan
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 36% | .00265 base money factor
60-month | 15k miles | residual 30% | .00265 base money factor

2010 BMW 535i Sedan
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 34% | .00265 base money factor
60-month | 15k miles | residual 28% | .00265 base money factor

2010 BMW 535i xDrive Sedan
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 35% | .00265 base money factor
60-month | 15k miles | residual 29% | .00265 base money factor

2010 BMW 535i xDrive Sport Wagon
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 32% | .00265 base money factor
60-month | 15k miles | residual 26% | .00265 base money factor

2010 BMW 550i Sedan
24-month | 15k miles | residual 61% | .00155 base money factor
36-month | 15k miles | residual 57% | .00155 base money factor
48-month | 15k miles | residual 30% | .00265 base money factor
60-month | 15k miles | residual 24% | .00265 base money factor

2010 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 32% | .00265 base money factor
60-month | 15k miles | residual 25% | .00265 base money factor

09/10 BMW 5-Series Lease Rates – June 2009

logo_bmwMy Take: Alright everyone, here’s the deal on the 5-series. If you plan to lease, go with the 2010 models. The residual stayed the same as May and the money factors have dropped, making it a MUCH better lease than last month. As for the 2009 models, buy them (since you should be able to get good discount on them) because residuals have dropped significantly and money factors have gone up. BMWFS is clearly telling you to go for the 2010 models over the 2009 if you plan on leasing, so make sure to do that or you will overpay. 3.9% financing is also available on the 2010 models, so that’s definitely not a bad thing. Check below for my 2010 vs 2009 lease comparison.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
10 BMW 535i $47,835 $51,925 $775 $613 $952 $732
09 BMW 535i $47,835 $51,925 $1036 $786 $1216 $909

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2010 BMW 5-Series

2010 BMW 528i
24-month | 15k miles | residual 62% | .00145 base money factor
36-month | 15k miles | residual 58% | .00145 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 32% | .00260 base money factor

2010 BMW 528i xDrive
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 37% | .00260 base money factor
60-month | 15k miles | residual 31% | .00260 base money factor

2010 BMW 535i
24-month | 15k miles | residual 62% | .00155 base money factor
36-month | 15k miles | residual 58% | .00155 base money factor
48-month | 15k miles | residual 34% | .00260 base money factor
60-month | 15k miles | residual 29% | .00260 base money factor

2010 BMW 535i xDrive
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 35% | .00260 base money factor
60-month | 15k miles | residual 30% | .00260 base money factor

2010 BMW 535i xDrive Sport Wagon
24-month | 15k miles | residual 62% | .00165 base money factor
36-month | 15k miles | residual 58% | .00165 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
60-month | 15k miles | residual 27% | .00260 base money factor

2010 BMW 550i
24-month | 15k miles | residual 61% | .00155 base money factor
36-month | 15k miles | residual 57% | .00155 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2010 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2009 BMW 5-Series

2009 BMW 528i
24-month | 15k miles | residual 56% | .00225 base money factor
36-month | 15k miles | residual 53% | .00225 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor
60-month | 15k miles | residual 28% | .00260 base money factor

2009 BMW 528xi
24-month | 15k miles | residual 56% | .00225 base money factor
36-month | 15k miles | residual 52% | .00225 base money factor
48-month | 15k miles | residual 32% | .00260 base money factor
60-month | 15k miles | residual 28% | .00260 base money factor

2009 BMW 535i
24-month | 15k miles | residual 52% | .00225 base money factor
36-month | 15k miles | residual 49% | .00225 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor
60-month | 15k miles | residual 26% | .00260 base money factor

2009 BMW 535xi
24-month | 15k miles | residual 51% | .00225 base money factor
36-month | 15k miles | residual 48% | .00225 base money factor
48-month | 15k miles | residual 32% | .00260 base money factor
60-month | 15k miles | residual 27% | .00260 base money factor

2009 BMW 535xiT Wagon
24-month | 15k miles | residual 50% | .00225 base money factor
36-month | 15k miles | residual 46% | .00225 base money factor
48-month | 15k miles | residual 29% | .00260 base money factor
60-month | 15k miles | residual 24% | .00260 base money factor

2009 BMW 550i
24-month | 15k miles | residual 47% | .00225 base money factor
36-month | 15k miles | residual 43% | .00225 base money factor
48-month | 15k miles | residual 28% | .00260 base money factor
60-month | 15k miles | residual 24% | .00260 base money factor

2009 BMW M5
24-month | 15k miles | residual 48% | .00225 base money factor
36-month | 15k miles | residual 44% | .00225 base money factor
48-month | 15k miles | residual 30% | .00260 base money factor
60-month | 15k miles | residual 24% | .00260 base money factor

09/10 BMW 5-Series Lease Rates – May 2009

logo_bmwMy Take: Looks like the 2010 5-series is out for leasing and the good news is that the rates are pretty much the same as the 09s. Keep in mind that there should be a newly redesigned 5-series showing up sometime next year as a 2011 model, so if you are the type that needs to have the latest and greatest, you might want to wait. On the other hand, if the 2011 ends up being ugly, you might want to snap up the 2009 or 2010 model, which I happen to be very fond of. Those shopping for the M5 will notice that nothing’s changed from last month.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW 535i $47,835 $51,925 $812 $628 $990 $749

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2010 BMW 5-Series

2010 BMW 528i Sedan
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2010 BMW 528i xDrive Sedan
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2010 BMW 528i xDrive Sedan
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2010 BMW 535i xDrive Sedan
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2010 BMW 535i xDrive Sport Wagon
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2010 BMW 550i Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor

2010 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor

2009 BMW 5-Series

2009 BMW 528i Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 33% | .00260 base money factor

2009 BMW 528xi Sedan
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 32% | .00260 base money factor

2009 BMW 535i Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW 535xi Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW 535xiT Wagon
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 31% | .00260 base money factor

2009 BMW 550i Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 28% | .00260 base money factor

2009 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 30% | .00260 base money factor

09 BMW 5-Series Lease Rates – April 2009

logo_bmwMy Take: I got a few questions last month regarding the M5 and I wanted to give you guys the news. The money factor stayed the same and the residual value dropped 1% on the 24-month term and stayed the same on the 36-month term. There isn’t any customer cash available this month, but BMWFS is offering 0.9% APR for up to 60 months for those who qualify. If you have considered lease-to-own, you might want to consider buy it. I know it’s going to cost a lot more per month, but you do get to keep the car, which isn’t a bad thing since it IS the M5. As for the rest of the 5-series line up, the residual values have dropped about 2%, with the money factors carrying over from March. That means, higher monthly payments. Oddly enough, April isn’t looking like a good month for the 3-series or the 5-series.

At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW 535i $47,835 $51,925 $812 $628 $990 $749
09 BMW M5 $82,485 $89,325 $1477 $1156 $1774 $1358

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 BMW 5-Series

2009 BMW 528i Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2009 BMW 528xi Sedan
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2009 BMW 535i Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2009 BMW 535xi Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2009 BMW 535xiT Wagon
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor

2009 BMW 550i Sedan
24-month | 15k miles | residual 61% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor

2009 BMW M5 Sedan
24-month | 15k miles | residual 59% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor

09 BMW 5-Series Lease Rates – March 2009

logo_bmwMy Take: The 5-series lease rates are pretty good this month. Even the M5, which is normally increadibly expensive to lease, has a reasonable residual value and money factor. Now for fun, I added base estimates of the M5. Keep a couple things in mind, I didn’t include the $5000 dealer cash that’s available on the M5 in my calculations. Just keep that in mind during your negotiations. If that’s too expensive (it is double the price of a 535i after all), you can always go down to the 528i. In my opinion, the 2.8i is adequate on the 3-series since its smaller, on the 5-series however, I feel that it is a bit underpowered. I know the payments look ultra-ridiculous on the M5 right now, but assuming invoice + the dealer cash, 12k miles for 36 months, you may be looking at $962 monthly payments + tax and inception fees.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 BMW 535i $47,835 $51,925 $730 $615 $927 $749
09 BMW M5 $82,485 $89,325 $1444 $1156 $1738 $1358

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 BMW 5-Series

2009 BMW 528i
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 34% | .00250 base money factor

2009 BMW 528xi
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 34% | .00250 base money factor

2009 BMW 535i
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 32% | .00250 base money factor

2009 BMW 535xi
24-month | 15k miles | residual 63% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 33% | .00250 base money factor

2009 BMW 535xiT Wagon
24-month | 15k miles | residual 64% | .00175 base money factor
36-month | 15k miles | residual 58% | .00175 base money factor
48-month | 15k miles | residual 30% | .00250 base money factor

2009 BMW 550i
24-month | 15k miles | residual 62% | .00175 base money factor
36-month | 15k miles | residual 57% | .00175 base money factor
48-month | 15k miles | residual 29% | .00250 base money factor

2009 BMW M5
24-month | 15k miles | residual 60% | .00175 base money factor
36-month | 15k miles | residual 55% | .00175 base money factor
48-month | 15k miles | residual 32% | .00250 base money factor