DO NOT LEASE: 09 Acura MDX Lease Rates for February 2009

MY TAKE: There’s a $2000 cash rebate for the 09 Acura MDX right now, still the residual value is too low. To make matters worse, the money factor remains unchanged from January. I think you can probably do better with a purchase instead of a lease right about now.

2009 Acura MDX

2009 Acura MDX
24-month | 15k miles | residual 57% | .00250 base money factor
36-month | 15k miles | residual 50% | .00250 base money factor
48-month | 15k miles | residual 41% | .00300 base money factor
60-month | 15k miles | residual 34% | .00310 base money factor

2009 Acura MDX Sport
24-month | 15k miles | residual 52% | .00250 base money factor
36-month | 15k miles | residual 46% | .00250 base money factor
48-month | 15k miles | residual 37% | .00300 base money factor
60-month | 15k miles | residual 31% | .00310 base money factor

2009 Acura MDX Sport w/RES
24-month | 15k miles | residual 52% | .00250 base money factor
36-month | 15k miles | residual 46% | .00250 base money factor
48-month | 15k miles | residual 37% | .00300 base money factor
60-month | 15k miles | residual 31% | .00310 base money factor

2009 Acura MDX Tech w/RES
24-month | 15k miles | residual 54% | .00250 base money factor
36-month | 15k miles | residual 48% | .00250 base money factor
48-month | 15k miles | residual 39% | .00300 base money factor
60-month | 15k miles | residual 32% | .00310 base money factor

2009 Acura MDX Tech
24-month | 15k miles | residual 54% | .00250 base money factor
36-month | 15k miles | residual 48% | .00250 base money factor
48-month | 15k miles | residual 39% | .00300 base money factor
60-month | 15k miles | residual 32% | .00310 base money factor

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09 Acura TL Lease Rates for January 2009

My Take: In case you weren’t paying attention in the past couple of months, the 2009 TL now starts at a whopping $35.7k after delivery fees. That’s a markup of about $1300 from the outgoing model. Sick, isn’t it? Anyway, the residual are still strong on the TL, that’s the good news. The not so great news is that the money factor is still high, hitting you at around 6% APR. TMV suggest around $500 over invoice pricing, so thats not too bad. There’s also $500 dealer cash available, so be sure to have your dealer share that with you.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Acura TL $32,896 $35,715 $529 $454 $654 $539

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Acura TL January Lease Rates

2009 Acura TL
24-month | 15k miles | residual 66% | .00250 base money factor
36-month | 15k miles | residual 60% | .00250 base money factor
48-month | 15k miles | residual 51% | .00300 base money factor

2009 Acura TL SH-AWD
24-month | 15k miles | residual 64% | .00250 base money factor
36-month | 15k miles | residual 59% | .00250 base money factor
48-month | 15k miles | residual 50% | .00300 base money factor

2009 Acura TL SH-AWD Tech
24-month | 15k miles | residual 61% | .00250 base money factor
36-month | 15k miles | residual 56% | .00250 base money factor
48-month | 15k miles | residual 47% | .00300 base money factor

2009 Acura TL Tech
24-month | 15k miles | residual 63% | .00250 base money factor
36-month | 15k miles | residual 57% | .00250 base money factor
48-month | 15k miles | residual 48% | .00300 base money factor

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January 2009 DO NOT LEASE List

UPDATED January 23rd, 2009 – Here’s January 2009’s DO NOT LEASE list. My initial observation for this January 09 is that most cars are leasing WORSE than last year. This is clearly directly affected by the credit crunch and the poor economic conditions the world is facing. It is likely that automakers may be cutting back on their lease promotions, so don’t be too surprised to see this list grow as the months progress. What qualifies a car on this list? Simple, the residual value needs to be dip well below 50% over 36 months, the money factor needs to be higher than .00200 or 4.8% APR and cash rebates are either nonexistant or only available to a select few. Check this list often because I will be adding more models as I encounter more and more crappy lease rates.

2009 Infiniti M35

2009 Infiniti M35
24 Month – Residual 48% of MSRP – .00325 Base Rate
36 Month – Residual 46% of MSRP – .00053 Base Rate
48 Month – Residual 38% of MSRP – .00203 Base Rate
60 Month – Residual 29% of MSRP – .00275 Base Rate

2009 Infiniti M35 AWD
24 Month – Residual 49% of MSRP – .00325 Base Rate
36 Month – Residual 47% of MSRP – .00060 Base Rate
48 Month – Residual 39% of MSRP – .00203 Base Rate
60 Month – Residual 30% of MSRP – .00271 Base Rate

* This one was a rough one to list here due to the low money factor. Unfortunately, the residual is just too poor to recommend.

2009 Porsche Cayenne GTS

2009 Porsche Cayenne GTS Tiptronic
24 Month – Residual 48% of MSRP – .00300 Base Rate
36 Month – Residual 45% of MSRP – .00300 Base Rate
48 Month – Residual 33% of MSRP – .00300 Base Rate
60 Month – Residual 26% of MSRP – .00300 Base Rate

* Two bads don’t make a good.

2009 Acura MDX

2009 Acura MDX
24 Month – Residual 57% of MSRP – .00250 Base Rate
36 Month – Residual 50% of MSRP – .00250 Base Rate
48 Month – Residual 41% of MSRP – .00300 Base Rate
60 Month – Residual 34% of MSRP – .00310 Base Rate

2009 Acura MDX Sport
24 Month – Residual 52% of MSRP – .00250 Base Rate
36 Month – Residual 46% of MSRP – .00250 Base Rate
48 Month – Residual 37% of MSRP – .00300 Base Rate
60 Month – Residual 31% of MSRP – .00310 Base Rate

2009 Acura MDX Sport w/RES
24 Month – Residual 52% of MSRP – .00250 Base Rate
36 Month – Residual 46% of MSRP – .00250 Base Rate
48 Month – Residual 37% of MSRP – .00300 Base Rate
60 Month – Residual 31% of MSRP – .00310 Base Rate

2009 Acura MDX Tech w/RES
24 Month – Residual 54% of MSRP – .00250 Base Rate
36 Month – Residual 48% of MSRP – .00250 Base Rate
48 Month – Residual 39% of MSRP – .00300 Base Rate
60 Month – Residual 32% of MSRP – .00310 Base Rate

2009 Acura MDX Tech
24 Month – Residual 54% of MSRP – .00250 Base Rate
36 Month – Residual 48% of MSRP – .00250 Base Rate
48 Month – Residual 39% of MSRP – .00300 Base Rate
60 Month – Residual 32% of MSRP – .00310 Base Rate

* No lease support here, move on.

2009 Toyota Highlander

2009 Toyota Highlander 4WD
24 Month – Residual 60% of MSRP – .00285 Base Rate
36 Month – Residual 53% of MSRP – .00285 Base Rate
48 Month – Residual 45% of MSRP – .00285 Base Rate
60 Month – Residual 37% of MSRP – .00285 Base Rate

2009 Toyota Highlander 4WD Limited
24 Month – Residual 58% of MSRP – .00285 Base Rate
36 Month – Residual 51% of MSRP – .00285 Base Rate
48 Month – Residual 42% of MSRP – .00285 Base Rate
60 Month – Residual 34% of MSRP – .00285 Base Rate

2009 Toyota Highlander 4WD Sport
24 Month – Residual 58% of MSRP – .00285 Base Rate
36 Month – Residual 51% of MSRP – .00285 Base Rate
48 Month – Residual 43% of MSRP – .00285 Base Rate
60 Month – Residual 35% of MSRP – .00285 Base Rate

* No lease support here either.

2009 Lincoln MKX

2009 Lincoln MKX 2WD
24 Month – Residual 51% of MSRP – .00521 Base Rate
36 Month – Residual 47% of MSRP – .00444 Base Rate
48 Month – Residual 39% of MSRP – .00431 Base Rate

2009 Lincoln MKX AWD
24 Month – Residual 52% of MSRP – .00521 Base Rate
36 Month – Residual 48% of MSRP – .00444 Base Rate
48 Month – Residual 40% of MSRP – .00431 Base Rate

* Not exactly surprising since this is coming from Ford Credit.

2009 Infiniti QX56

2009 Infiniti QX56 2WD
24 Month – Residual 47% of MSRP – .00325 Base Rate
36 Month – Residual 39% of MSRP – .00325 Base Rate
48 Month – Residual 30% of MSRP – .00325 Base Rate
60 Month – Residual 23% of MSRP – .00325 Base Rate

2009 Infiniti QX56 AWD
24 Month – Residual 46% of MSRP – .00325 Base Rate
36 Month – Residual 39% of MSRP – .00325 Base Rate
48 Month – Residual 31% of MSRP – .00325 Base Rate
60 Month – Residual 24% of MSRP – .00325 Base Rate

* 39% residual after 3 years…wow.

2009 BMW X3

2009 BMW X3 xDrive 3.0i
24 Month – Residual 48% of MSRP – .00285 Base Rate
36 Month – Residual 41% of MSRP – .00285 Base Rate
48 Month – Residual 33% of MSRP – .00285 Base Rate
60 Month – Residual 28% of MSRP – .00285 Base Rate

* Wow this SUV used to be a great lease candidate a few months ago, what happened here BMWFS?

2009 BMW X6

2009 BMW X6 xDrive 3.5i
24 Month – Residual 50% of MSRP – .00285 Base Rate
36 Month – Residual 44% of MSRP – .00285 Base Rate
48 Month – Residual 36% of MSRP – .00285 Base Rate
60 Month – Residual 30% of MSRP – .00285 Base Rate

2009 BMW X6 xDrive 5.0i
24 Month – Residual 49% of MSRP – .00285 Base Rate
36 Month – Residual 43% of MSRP – .00285 Base Rate
48 Month – Residual 34% of MSRP – .00285 Base Rate
60 Month – Residual 29% of MSRP – .00285 Base Rate

* BUY BUY BUY BUY. Don’t Lease. I can’t stress this enough

2009 BMW M3

2009 BMW M3
24 Month – Residual 56% of MSRP – .00285 Base Rate
36 Month – Residual 49% of MSRP – .00285 Base Rate
48 Month – Residual 38% of MSRP – .00285 Base Rate
60 Month – Residual 31% of MSRP – .00285 Base Rate

2009 BMW M3 Coupe
24 Month – Residual 56% of MSRP – .00285 Base Rate
36 Month – Residual 50% of MSRP – .00285 Base Rate
48 Month – Residual 40% of MSRP – .00285 Base Rate
60 Month – Residual 33% of MSRP – .00285 Base Rate

2009 BMW M3 Convertible
24 Month – Residual 51% of MSRP – .00285 Base Rate
36 Month – Residual 47% of MSRP – .00285 Base Rate
48 Month – Residual 36% of MSRP – .00285 Base Rate
60 Month – Residual 30% of MSRP – .00285 Base Rate

* You could go with down to 10k miles per year, but the whole point of leasing this car is to drive it, right?

2009 Audi A3 3.2 S-Line quattro

2009 Audi A3 3.2 S-Line quattro
24 Month – Residual 53% of MSRP – .00383 Base Rate
36 Month – Residual 46% of MSRP – .00383 Base Rate
48 Month – Residual 39% of MSRP – .00403 Base Rate

* 46% residual and .00383 mf? HAH!

2009 Audi S4 Cabriolet

2009 Audi S4 Cabriolet
24 Month – Residual 56% of MSRP – .00388 Base Rate
36 Month – Residual 49% of MSRP – .00388 Base Rate
48 Month – Residual 42% of MSRP – .00408 Base Rate

* residual is border-line here, nothing a “12k miles/year” lease can’t fix…but that MF needs some hefty support.

2009 Audi A5/S5

2009 Audi A5 6-Speed Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

2009 Audi A5 Tiptronic Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

2009 Audi S5 6-Speed Coupe
24 Month – Residual 63% of MSRP – .00388 Base Rate
36 Month – Residual 56% of MSRP – .00388 Base Rate
48 Month – Residual 49% of MSRP – .00408 Base Rate

2009 Audi S5 Tiptronic Coupe
24 Month – Residual 57% of MSRP – .00318 Base Rate
36 Month – Residual 50% of MSRP – .00318 Base Rate
48 Month – Residual 43% of MSRP – .00408 Base Rate

* Wasn’t a good lease last year, still isn’t this year.

2009 Audi A8/S8/R8

2009 Audi A8 quattro
24 Month – Residual 45% of MSRP – .00219 Base Rate
36 Month – Residual 38% of MSRP – .00219 Base Rate
48 Month – Residual 31% of MSRP – .00405 Base Rate

2009 Audi A8 L quattro
24 Month – Residual 45% of MSRP – .00240 Base Rate
36 Month – Residual 38% of MSRP – .00240 Base Rate
48 Month – Residual 31% of MSRP – .00405 Base Rate

2009 Audi A8 L W12 quattro
24 Month – Residual 38% of MSRP – .00575 Base Rate
36 Month – Residual 31% of MSRP – .00575 Base Rate
48 Month – Residual 24% of MSRP – .00595 Base Rate

2009 Audi S8
24 Month – Residual 49% of MSRP – .00385 Base Rate
36 Month – Residual 42% of MSRP – .00385 Base Rate
48 Month – Residual 35% of MSRP – .00405 Base Rate

2009 Audi R8 6-speed
24 Month – Residual 57% of MSRP – .00434 Base Rate
36 Month – Residual 50% of MSRP – .00434 Base Rate
48 Month – Residual 43% of MSRP – .00454 Base Rate
** This is a special 10K mi/year **

2009 Audi R8 R tronic
24 Month – Residual 56% of MSRP – .00434 Base Rate
36 Month – Residual 49% of MSRP – .00434 Base Rate
48 Month – Residual 42% of MSRP – .00454 Base Rate
** This is a special 10K mi/year **

* Just buy the car, you are paying for most if it within 48 months anyway.

2009 Audi Q7 3.6

2009 Audi Q7 3.6 Base
24 Month – Residual 49% of MSRP – .00056 Base Rate
36 Month – Residual 42% of MSRP – .00056 Base Rate
48 Month – Residual 35% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Premium
24 Month – Residual 51% of MSRP – .00056 Base Rate
36 Month – Residual 44% of MSRP – .00056 Base Rate
48 Month – Residual 37% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Premium Plus
24 Month – Residual 50% of MSRP – .00056 Base Rate
36 Month – Residual 43% of MSRP – .00056 Base Rate
48 Month – Residual 36% of MSRP – .00426 Base Rate

2009 Audi Q7 3.6 Prestige
24 Month – Residual 48% of MSRP – .00056 Base Rate
36 Month – Residual 41% of MSRP – .00056 Base Rate
48 Month – Residual 34% of MSRP – .00426 Base Rate

2009 Audi Q7 4.2 Prestige
24 Month – Residual 47% of MSRP – .00221 Base Rate
36 Month – Residual 40% of MSRP – .00221 Base Rate
48 Month – Residual 33% of MSRP – .00426 Base Rate

* I actually like the money factor here, but the residual makes it hard to lease. Another BUY candidate.

2009 Audi Q7 3.6

2009 Audi TT 2.0T Premium Coupe
24 Month – Residual 59% of MSRP – .00251 Base Rate
36 Month – Residual 52% of MSRP – .00251 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Plus Coupe
24 Month – Residual 56% of MSRP – .00251 Base Rate
36 Month – Residual 49% of MSRP – .00251 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Prestige Coupe
24 Month – Residual 55% of MSRP – .00251 Base Rate
36 Month – Residual 48% of MSRP – .00251 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Coupe
24 Month – Residual 59% of MSRP – .00272 Base Rate
36 Month – Residual 52% of MSRP – .00272 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Plus Coupe
24 Month – Residual 57% of MSRP – .00272 Base Rate
36 Month – Residual 50% of MSRP – .00272 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Prestige Coupe
24 Month – Residual 56% of MSRP – .00272 Base Rate
36 Month – Residual 49% of MSRP – .00272 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Premium Plus Coupe
24 Month – Residual 57% of MSRP – .00257 Base Rate
36 Month – Residual 50% of MSRP – .00257 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Prestige Coupe
24 Month – Residual 56% of MSRP – .00257 Base Rate
36 Month – Residual 49% of MSRP – .00257 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Cabriolet
24 Month – Residual 57% of MSRP – .00238 Base Rate
36 Month – Residual 50% of MSRP – .00238 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Premium Plus Cabriolet
24 Month – Residual 55% of MSRP – .00238 Base Rate
36 Month – Residual 48% of MSRP – .00238 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00238 Base Rate
36 Month – Residual 48% of MSRP – .00238 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Cabriolet
24 Month – Residual 58% of MSRP – .00260 Base Rate
36 Month – Residual 51% of MSRP – .00260 Base Rate
48 Month – Residual 44% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Premium Plus Cabriolet
24 Month – Residual 56% of MSRP – .00260 Base Rate
36 Month – Residual 49% of MSRP – .00260 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 2.0T quattro Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00260 Base Rate
36 Month – Residual 48% of MSRP – .00260 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Premium Plus Cabriolet
24 Month – Residual 56% of MSRP – .00228 Base Rate
36 Month – Residual 49% of MSRP – .00228 Base Rate
48 Month – Residual 42% of MSRP – .00415 Base Rate

2009 Audi TT 3.2L quattro Prestige Cabriolet
24 Month – Residual 55% of MSRP – .00228 Base Rate
36 Month – Residual 48% of MSRP – .00228 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Cabriolet
24 Month – Residual 59% of MSRP – .00278 Base Rate
36 Month – Residual 52% of MSRP – .00278 Base Rate
48 Month – Residual 45% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Plus Cabriolet
24 Month – Residual 55% of MSRP – .00278 Base Rate
36 Month – Residual 48% of MSRP – .00278 Base Rate
48 Month – Residual 41% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Prestige Cabriolet
24 Month – Residual 54% of MSRP – .00278 Base Rate
36 Month – Residual 47% of MSRP – .00278 Base Rate
48 Month – Residual 40% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Coupe
24 Month – Residual 57% of MSRP – .00227 Base Rate
36 Month – Residual 50% of MSRP – .00227 Base Rate
48 Month – Residual 43% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Premium Plus Coupe
24 Month – Residual 54% of MSRP – .00227 Base Rate
36 Month – Residual 47% of MSRP – .00227 Base Rate
48 Month – Residual 40% of MSRP – .00415 Base Rate

2009 Audi TTS 3.2L quattro Prestige Coupe
24 Month – Residual 53% of MSRP – .00227 Base Rate
36 Month – Residual 46% of MSRP – .00227 Base Rate
48 Month – Residual 39% of MSRP – .00415 Base Rate

* I personally find the TT to be too much money for what you actually get. But that’s just me.

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December 2008 Do Not Lease List

Here you will find the lease rates for cars that I don’t recommend leasing this month. A poor combination of low residual value and high money factors usually means one thing…if you want it, don’t lease it, buy it.

2008 Acura MDX December Lease Rates

2008 Acura MDX
24-month | 15k miles | residual 53% | .00310 base money factor
36-month | 15k miles | residual 47% | .00300 base money factor
48-month | 15k miles | residual 38% | .00300 base money factor
60-month | 15k miles | residual 31% | .00310 base money factor

2008 Acura MDX Sport
24-month | 15k miles | residual 48% | .00310 base money factor
36-month | 15k miles | residual 43% | .00300 base money factor
48-month | 15k miles | residual 34% | .00300 base money factor
60-month | 15k miles | residual 28% | .00310 base money factor

2008 Acura MDX Sport w/RES
24-month | 15k miles | residual 48% | .00310 base money factor
36-month | 15k miles | residual 42% | .00300 base money factor
48-month | 15k miles | residual 34% | .00300 base money factor
60-month | 15k miles | residual 28% | .00310 base money factor

2008 Acura MDX Technology
24-month | 15k miles | residual 51% | .00310 base money factor
36-month | 15k miles | residual 45% | .00300 base money factor
48-month | 15k miles | residual 36% | .00300 base money factor
60-month | 15k miles | residual 30% | .00310 base money factor

2008 Acura MDX Technology w/RES
24-month | 15k miles | residual 50% | .00310 base money factor
36-month | 15k miles | residual 44% | .00300 base money factor
48-month | 15k miles | residual 36% | .00300 base money factor
60-month | 15k miles | residual 29% | .00310 base money factor

* .00300 x 2400 = 7.2% APR, need I say more?

2008/2009 Toyota Highlander December Lease Rates

2009 Toyota Highlander 4WD
24-month | 15k miles | residual 60% | .00285 base money factor
36-month | 15k miles | residual 53% | .00285 base money factor
48-month | 15k miles | residual 45% | .00285 base money factor
60-month | 15k miles | residual 37% | .00285 base money factor

2009 Toyota Highlander 4WD Limited
24-month | 15k miles | residual 58% | .00285 base money factor
36-month | 15k miles | residual 51% | .00285 base money factor
48-month | 15k miles | residual 42% | .00285 base money factor
60-month | 15k miles | residual 34% | .00285 base money factor

2009 Toyota Highlander 4WD Sport
24-month | 15k miles | residual 58% | .00285 base money factor
36-month | 15k miles | residual 51% | .00285 base money factor
48-month | 15k miles | residual 43% | .00285 base money factor
60-month | 15k miles | residual 35% | .00285 base money factor

2008 Toyota Highlander 4WD
24-month | 15k miles | residual 57% | .00163 base money factor
36-month | 15k miles | residual 50% | .00163 base money factor
48-month | 15k miles | residual 42% | .00285 base money factor
60-month | 15k miles | residual 34% | .00285 base money factor

2008 Toyota Highlander Sport 4WD
24-month | 15k miles | residual 55% | .00163 base money factor
36-month | 15k miles | residual 48% | .00163 base money factor
48-month | 15k miles | residual 40% | .00255 base money factor
60-month | 15k miles | residual 32% | .00255 base money factor

2008 Toyota Highlander Limited 4WD
24-month | 15k miles | residual 55% | .00163 base money factor
36-month | 15k miles | residual 48% | .00163 base money factor
48-month | 15k miles | residual 39% | .00285 base money factor
60-month | 15k miles | residual 31% | .00285 base money factor

* The 08 model’s MF isn’t too bad (3.9% APR) but the residual kills the deal for me.

2009 Porsche 911 December Lease Rates

2009 911 Carrera
24-month | 15k miles | residual 68% | .00280 base money factor
36-month | 15k miles | residual 59% | .00280 base money factor
48-month | 15k miles | residual 53% | .00280 base money factor
60-month | 15k miles | residual 46% | .00280 base money factor

2009 Porsche 911 Carrera S
24-month | 15k miles | residual 66% | .00280 base money factor
36-month | 15k miles | residual 57% | .00280 base money factor
48-month | 15k miles | residual 51% | .00280 base money factor
60-month | 15k miles | residual 44% | .00280 base money factor

2009 911 Carrera Convertible Turbo
24-month | 15k miles | residual 60% | .00280 base money factor
36-month | 15k miles | residual 51% | .00280 base money factor
48-month | 15k miles | residual 45% | .00280 base money factor
60-month | 15k miles | residual 38% | .00280 base money factor

* These numbers are actually not terrible, but the price tag of this vehicle pretty much takes this car off the average person’s wishlist.

2008/2009 Honda S2000 December Lease Rates

2009 Honda S2000 Convertible
24-month | 15k miles | residual 59% | .00310 base money factor
36-month | 15k miles | residual 52% | .00310 base money factor
48-month | 15k miles | residual 43% | .00305 base money factor
60-month | 15k miles | residual 34% | .00310 base money factor

2009 Honda S2000 Convertible CR
24-month | 15k miles | residual 58% | .00310 base money factor
36-month | 15k miles | residual 51% | .00310 base money factor
48-month | 15k miles | residual 42% | .00305 base money factor
60-month | 15k miles | residual 33% | .00310 base money factor

2009 Honda S2000 Convertible CR w/AC
24-month | 15k miles | residual 56% | .00310 base money factor
36-month | 15k miles | residual 50% | .00310 base money factor
48-month | 15k miles | residual 41% | .00305 base money factor
60-month | 15k miles | residual 34% | .00310 base money factor

2008 Honda S2000 Convertible
24-month | 15k miles | residual 54% | .00310 base money factor
36-month | 15k miles | residual 47% | .00310 base money factor
48-month | 15k miles | residual 39% | .00305 base money factor
60-month | 15k miles | residual 31% | .00310 base money factor

2008 Honda S2000 Convertible CR
24-month | 15k miles | residual 51% | .00310 base money factor
36-month | 15k miles | residual 45% | .00310 base money factor
48-month | 15k miles | residual 37% | .00305 base money factor
60-month | 15k miles | residual 29% | .00310 base money factor

2008 Honda S2000 Convertible CR w/AC
24-month | 15k miles | residual 53% | .00310 base money factor
36-month | 15k miles | residual 46% | .00310 base money factor
48-month | 15k miles | residual 38% | .00305 base money factor
60-month | 15k miles | residual 30% | .00310 base money factor

* 7.2%+ APR PLUS weak residuals = no thanks.

2009 Volvo XC90 December Lease Rates

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 54% | .00525 base money factor
36-month | 15k miles | residual 46% | .00477 base money factor
48-month | 15k miles | residual 37% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 51% | .00525 base money factor
36-month | 15k miles | residual 43% | .00477 base money factor
48-month | 15k miles | residual 35% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 54% | .00525 base money factor
36-month | 15k miles | residual 46% | .00477 base money factor
48-month | 15k miles | residual 37% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 53% | .00525 base money factor
36-month | 15k miles | residual 45% | .00477 base money factor
48-month | 15k miles | residual 37% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 51% | .00525 base money factor
36-month | 15k miles | residual 43% | .00477 base money factor
48-month | 15k miles | residual 35% | .00471 base money factor

2009 Volvo XC90 4WD 3.2L
24-month | 15k miles | residual 51% | .00525 base money factor
36-month | 15k miles | residual 43% | .00477 base money factor
48-month | 15k miles | residual 35% | .00471 base money factor

* You see that big LeaseCompare.com ad at the end of this post, try them…avoid Ford Credit like the plague.

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09 Acura TL and TSX Lease Rates for December 2008

My Take: Acura has improved their 2009 TL lease but that’s not the case on the TSX. You will see a significant drop on the monthly payments from Nov to Dec ($40-$50) due to the lower money factor. Is invoice price a reasonable sale price? I’m inclined to say yes on both the TL and the TSX. Personally, this is around what I feel the TL should lease for ($350-$400 range). As for the TSX? Nothing’s really changed other than the fact that you can negotiate a lower sale price. There is financing for 0% for up to 36 months and 2.9% for up to 60 months.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Acura TL $32,896 $35,715 $471 $407 $594 $491
09 Acura TSX Base $27,381 $29,720 $424 $369 $527 $440

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Acura TL December Lease Rates

2009 Acura TL
24-month | 15k miles | residual 68% | .00197 base money factor
36-month | 15k miles | residual 62% | .00197 base money factor
48-month | 15k miles | residual 53% | .00197 base money factor

2009 Acura TL w/Tech
24-month | 15k miles | residual 65% | .00165 base money factor
36-month | 15k miles | residual 59% | .00165 base money factor
48-month | 15k miles | residual 50% | .00165 base money factor

2009 Acura TSX December Lease Rates

2009 Acura TSX Base
24-month | 15k miles | residual 68% | .00263 base money factor
36-month | 15k miles | residual 62% | .00263 base money factor

2009 Acura TSX w/Navigation
24-month | 15k miles | residual 65% | .00263 base money factor
36-month | 15k miles | residual 59% | .00263 base money factor

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09 Acura RDX Lease Rates for December 2008

My Take: RDX is looking the same as last month. There are some incentives available to sweeten the deal (HERE). A cool $1500 marketing cash and another $1500 mfg to dealer cash. That’s $3000 worth in discounts! Worth a look if you need a compact crossover with luxury features. Personally, I love how Honda/Acura keeps the car leasing/purchasing decision simple. They don’t overload you with options and features. You get the base model and one with Tech. Easy as pie.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Acura RDX $31,723 $34,455 $550 $465 $666 $543

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Acura RDX December Lease money factors

2009 Acura RDX
24-month | 15k miles | residual 57% | .00090 base money factor
36-month | 15k miles | residual 48% | .00090 base money factor

2009 Acura RDX w/Tech
24-month | 15k miles | residual 56% | .00090 base money factor
36-month | 15k miles | residual 47% | .00090 base money factor

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2009 Top Safety Pick Awards by IIHS

From IIHS

How vehicles are evaluated: The Institute’s frontal crashworthiness evaluations are based on results of 40 mph frontal offset crash tests. Each vehicle’s overall evaluation is based on measurements of intrusion into the occupant compartment, injury measures recorded on a Hybrid III dummy in the driver seat, and analysis of slow-motion film to assess how well the restraint system controlled dummy movement during the test.

Side evaluations are based on performance in a crash test in which the side of a vehicle is struck by a barrier moving at 31 mph. The barrier represents the front end of a pickup or SUV. Ratings reflect injury measures recorded on two instrumented SID-IIs dummies, assessment of head protection countermeasures, and the vehicle’s structural performance during the impact.

Rear crash protection is rated according to a two-step procedure. Starting points for the ratings are measurements of head restraint geometry — the height of a restraint and its horizontal distance behind the back of the head of an average-size man. Seat/head restraints with good or acceptable geometry are tested dynamically using a dummy that measures forces on the neck. This test simulates a collision in which a stationary vehicle is struck in the rear at 20 mph. Seats without good or acceptable geometry are rated poor overall because they can’t be positioned to protect many people.

ALL 72 WINNERS

Large cars
Acura RL
Audi A6
Cadillac CTS
Ford Taurus
Lincoln MKS
Mercury Sable
Toyota Avalon
Volvo S80

Midsize cars
Acura TL, TSX
Audi A3, A4
BMW 3 series 4-door models
Ford Fusion with optional electronic stability control
Honda Accord 4-door models
Mercedes C class
Mercury Milan with optional electronic stability control
Saab 9-3
Subaru Legacy
Volkswagen Jetta, Passat

Midsize convertibles
Saab 9-3
Volkswagen Eos
Volvo C70

Small cars
Honda Civic 4-door models (except Si) with optional electronic stability control
Mitsubishi Lancer with optional electronic stability control
Scion xB
Subaru Impreza with optional electronic stability control
Toyota Corolla with optional electronic stability control
Volkswagen Rabbit

Minicar
Honda Fit with optional electronic stability control

Minivans
Honda Odyssey
Hyundai Entourage
Kia Sedona

Large SUVs
Audi Q7
Buick Enclave
Chevrolet Traverse
GMC Acadia
Saturn Outlook

Midsize SUVs
Acura MDX, RDX
BMW X3, X5
Ford Edge, Flex, Taurus X
Honda Pilot
Hyundai Santa Fe, Veracruz
Infiniti EX35
Lincoln MKX
Mercedes M class
Nissan Murano
Saturn VUE
Subaru Tribeca
Toyota FJ Cruiser, Highlander
Volvo XC90

Small SUVs
Ford Escape
Honda CR-V, Element
Mazda Tribute
Mercury Mariner
Mitsubishi Outlander
Nissan Rogue
Subaru Forester
Toyota RAV4
Volkswagen Tiguan

Large pickups
Ford F-150
Honda Ridgeline
Toyota Tundra

Small pickup
Toyota Tacoma

Shamefully, my G37 didn’t make the cut, but it made it into the “ALSO RANS” list:

ALSO-RANS
These 26 vehicles earn good ratings in front and side crash tests. They have ESC, standard or optional. They would be 2009 Top Safety Pick winners if their seat/head restraints also earn good ratings:

Chevrolet Malibu
Chrysler Sebring, Sebring convertible, Town & Country
Dodge Avenger, Grand Caravan
Infiniti G35, M35
Kia Amanti
Lexus ES, GS,IS
Mazda CX-7, CX-9
Mitsubishi Eclipse Spyder, Endeavor
Nissan Altima, Pathfinder, Quest, Xterra
Saturn AURA
Smart Fortwo
Toyota 4Runner, Camry, Prius, Sienna

Something sad to note here, no Chrysler cars made it to the top of the list. I’m starting to feel like Chrysler is one automaker that probably doesn’t need the bailout since they build such “average” cars.

November 2008 Lease Rates for 09 Acura RDX

My Take: If you have never leased before, Acura is probably one of the best brands to lease from. They offer no security deposit, GAP coverage, no disposition fees and up to $1500 in damage waiver. They are relatively easy and inexpensive to maintain, while offering
great value for your money.
The RDX isn’t a bad lease this month, I would probably hold out for better discounts so you can get a sale price of below invoice. That would make the RDX a better lease this month. Special financing is also available at 0.9% for up to 36 months and 2.9% for up to 60 months.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Acura RDX $31,723 $34,455 N/A $465 N/A $543

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Yellow boxes denotes “lowest” lease payments for each car.

2009 Acura RDX
36 Month – Residual 48% of MSRP – .0009 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2009 Acura RDX w/Tech
36 Month – Residual 47% of MSRP – .0009 Base Rate