2009/2010 VW Tiguan, CC, Jetta, GTI, Golf, Eos Lease Rates – October 2009

logo_vwMy Take: Took me longer than expect to wrap up all the lease rates I’ve found, bit this is the last bit. I do have numbers for the Toyota Venza, but due to the fact that not all options can be residualized (weird thing to do Toyota), the residual value is probably inaccurate. In any case, here is a collection of VWs I’ve found. As I mentioned before, my folks got a Tiguan earlier this month and they love it. I would lease one right now due to the low residual value and lack of cash. The CC is a pretty good deal right now because there are being heavily discounted right now. In any case, browse through the list and see what catches your eye. Remember that the key is the sale price. Stop negotiation payments. You have to negotiate sale prices and watch for the any fees that seem too high.

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2009 VW Tiguan

2009 Tiguan SEL 4W
36-month | 15k miles | residual 45% | .00115 base money factor

2010 VW CC

2010 VW CC 2.0T Sport
36-month | 15k miles | residual 52% | .00134 base money factor

2010 VW CC 2.0T Luxury
36-month | 15k miles | residual 49% | .00113 base money factor

2010 VW Jetta

2010 VW Jetta SEL Sedan
36-month | 15k miles | residual 49% | .00048 base money factor
48-month | 15k miles | residual 42% | .00120 base money factor

2010 VW Jetta Wolfsburg
36-month | 15k miles | residual 51% | .00133 base money factor

2009 VW Jetta

2009 VW Jetta Wagon SE
36-month | 15k miles | residual 44% | .00084 base money factor

2009 VW GTI

2009 VW GTI 4-door
36-month | 15k miles | residual 44% | .00062 base money factor

2010 VW GTI

2010 VW GTI 4-door
36-month | 15k miles | residual 53% | .00187 base money factor

2010 VW Golf

2010 VW Golf 4-door
36-month | 15k miles | residual 54% | .00212 base money factor

2010 VW Eos

2010 VW Eos Komfort
36-month | 15k miles | residual 56% | .00162 base money factor

2009 VW Eos

2009 VW Eos Komfort
36-month | 15k miles | residual 51% | .00127 base money factor

09 Volkswagen CC Lease Rates – August 2009

logo_vwMy Take: I am very surprised to see how crummy the residual values are for the VW CC. I know production has probably ended on the 2009 models, but still, we’re talking 40s on a 36-month lease! Sure, the money factor does help, but I’m not sure if it really helps much. A quick crunching of numbers gives the CC Luxury (using TMV price as the sale price) a 1.34 rating on my lease calculator. That puts it in the “AVERAGE” range. Basically, you gotta knock off about $5000 of the MSRP this month in order to get this into the GOOD DEAL range. I don’t think that’s likely to happen. The Sport is even worse, getting a 1.41 using TMV as sale price (TMV is actually lower than invoice). Anyway, I’m not going to recommend the CC this month as a lease. Way too much for way too little.

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2009 Volkswagen CC

2009 Volkswagen CC Sport
24-month | 15k miles | residual 54% | .00152 base money factor
36-month | 15k miles | residual 47% | .00152 base money factor
48-month | 15k miles | residual 40% | .00235 base money factor
60-month | 15k miles | residual 33% | .00144 base money factor

2009 Volkswagen CC Luxury
24-month | 15k miles | residual 51% | .00030 base money factor
36-month | 15k miles | residual 44% | .00030 base money factor
48-month | 15k miles | residual 37% | .00134 base money factor
60-month | 15k miles | residual 30% | .00144 base money factor

2009 Volkswagen CC VR6 Sport
24-month | 15k miles | residual 46% | .00030 base money factor
36-month | 15k miles | residual 39% | .00030 base money factor
48-month | 15k miles | residual 32% | .00165 base money factor
60-month | 15k miles | residual 25% | .00144 base money factor

2009 Volkswagen CC VR6 4Motion
24-month | 15k miles | residual 48% | .00030 base money factor
36-month | 15k miles | residual 41% | .00030 base money factor
48-month | 15k miles | residual 34% | .00165 base money factor
60-month | 15k miles | residual 27% | .00144 base money factor

09 Volkswagen CC Lease Rates – June 2009

logo_vwMy Take: Looks like the VW CCs are falling under the “lease-to-buy” category now. I would skip the Sport model since the residual and money factor are still a bit too weak for my taste. Instead, opt for the Luxury, VR6 or VR6 4motion models if you don’t mind buying them at lease end. If you plan to lease and return, I recommend skipping the CCs altogether and going with something like an Accord.

2009 Volkswagen CC

2009 Volkswagen CC Sport
24-month | 15k miles | residual 55% | .00122 base money factor
36-month | 15k miles | residual 48% | .00122 base money factor
48-month | 15k miles | residual 41% | .00174 base money factor

2009 Volkswagen CC Luxury
24-month | 15k miles | residual 52% | .00052 base money factor
36-month | 15k miles | residual 45% | .00052 base money factor
48-month | 15k miles | residual 38% | .00115 base money factor

2009 Volkswagen CC VR6 Sport
24-month | 15k miles | residual 47% | .00030 base money factor
36-month | 15k miles | residual 40% | .00030 base money factor
48-month | 15k miles | residual 33% | .00096 base money factor

2009 Volkswagen CC VR6 4Motion
24-month | 15k miles | residual 49% | .00030 base money factor
36-month | 15k miles | residual 42% | .00030 base money factor
48-month | 15k miles | residual 35% | .00096 base money factor

09 VW CC Lease Rates – April 2009

logo_vwMy Take: There is $1000 customer cash on the VW CCs this month if you finance through their financing arm, so be sure to factor that into your calculations. The lease rates look pretty decent to me, so I would definitely recommend taking this ride for a spin and see what kind of deal you can pull off. Now, regarding the “special financing”, there really isn’t anything special about it. The shorter terms have a lower APR while the higher terms pretty much screw you over at a 6.4% APR for 66 months. Couple of things to keep in mind, the CC leases best at 36-months, so be sure not to go under or beyond that. The 24-month lease is a bit low on residual, with only a 4% increase. You can increase your 36-month residual by 3% by opting for the 10k mile lease, so it is pretty clear VW is trying to discourage you from going with the 24-month lease. Another thing to watch out is that not all CCs are created equal. The sport trim has the highest residual value, which will yield the lowest monthly payment. Now the 48-month lease is the cheapest, but I would stay away from it unless you don’t mind the extra costs that come with being out of warranty and replacing tires. In most cases, stock tires should last until the 36th month of your lease if you do regular rotations and don’t drive aggressively. With 48-month terms, you are pretty much guaranteed to replace them by the time your lease matures, so don’t let the “lower” payment fool you!

UPDATE: the $1000 has been pulled. Bummer. I know.
UPDATE UPDATE: Please see comments section of this post for the latest info and disregard the lease rates on this post.

At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
09 Volkswagen CC 4dr Sport $27,101 $28,950 $357* $293** $378* $333**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2009 Volkswagen CC

2009 Volkswagen CC 4dr Luxury
24-month | 15k miles | residual 57% | .00073 base money factor
36-month | 15k miles | residual 53% | .00073 base money factor
48-month | 15k miles | residual 46% | .00073 base money factor

2009 Volkswagen CC 4dr Sport
24-month | 15k miles | residual 61% | .00073 base money factor
36-month | 15k miles | residual 57% | .00073 base money factor
48-month | 15k miles | residual 50% | .00073 base money factor

2009 Volkswagen CC 4dr Sport MT
24-month | 15k miles | residual 61% | .00073 base money factor
36-month | 15k miles | residual 57% | .00073 base money factor
48-month | 15k miles | residual 50% | .00073 base money factor

2009 Volkswagen CC 4dr VR6 4Motion
24-month | 15k miles | residual 55% | .00041 base money factor
36-month | 15k miles | residual 51% | .00041 base money factor
48-month | 15k miles | residual 44% | .00041 base money factor

2009 Volkswagen CC 4dr VR6 Sport
24-month | 15k miles | residual 53% | .00041 base money factor
36-month | 15k miles | residual 49% | .00041 base money factor
48-month | 15k miles | residual 42% | .00041 base money factor

09 VW Passat CC Lease Rates for February 2009

My Take: There is $1000 cash back on the CC unitl March 2nd, 2009 so be sure to take advantage of that. The money factor is fairly low , just shy of 3%. The residual is pretty good as well, so be sure to consider the VW Passat CC Sport. The only downside I see here is that the Sport model doesn’t have a lot of options.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Volkswagen CC 4dr Sport $26,814 $28,640 $409 $322 $487 $375

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Volkswagen CC

2009 Volkswagen CC 4dr Sport
24-month | 15k miles | residual 64% | .00124 base money factor
36-month | 15k miles | residual 60% | .00124 base money factor
48-month | 15k miles | residual 53% | .00124 base money factor

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09 Volkswagen CC Lease Rates for December 2008

My Take: In all honesty, I know nothing about the “new” CC other than the fact that it’s basically the new name for the Passat. I kind of fell off the VW wagon after my disappointment with their 1.8T engine. I was nearly stranded about 30 miles from home when one of their “coil packs” decided to “blow”. That effectively left my car with 3 cylinders…try driving THAT 25 miles on the freeway. Anyway, the 2.0T engines are far superior, but I am still a bit skeptical when it comes to anything with such small displacement. Lease-wise, there is a special going on right now at VW where the dealer pitches in $866.60 to lower the cap cost of the vehicle and you get to lease the car for around $359. The catch is that you gotta put down like $2700. Silly isn’t it? The better deal would be to ask the dealer to give you the car for invoice and just pay inceptions fees and 1st payment, which should run you about $1200 and $354 + tax per month (see below).

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Volkswagen CC 4dr Sedan Sport $26,754 $28,580 $431 $354 $511 $410

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Volkswagen CC December Lease Rates

2009 Volkswagen CC 4dr Sedan Luxury
24-month | 15k miles | residual 63% | .00249 base money factor
36-month | 15k miles | residual 59% | .00249 base money factor
48-month | 15k miles | residual 52% | .00249 base money factor

2009 Volkswagen CC 4dr Sedan Sport
24-month | 15k miles | residual 67% | .00249 base money factor
36-month | 15k miles | residual 63% | .00249 base money factor
48-month | 15k miles | residual 56% | .00249 base money factor

2009 Volkswagen CC 4dr Sedan Sport MT
24-month | 15k miles | residual 67% | .00249 base money factor
36-month | 15k miles | residual 63% | .00249 base money factor
48-month | 15k miles | residual 56% | .00249 base money factor

2009 Volkswagen CC 4dr Sedan VR6 4Motion
24-month | 15k miles | residual 61% | .00231 base money factor
36-month | 15k miles | residual 57% | .00231 base money factor
48-month | 15k miles | residual 50% | .00231 base money factor

2009 Volkswagen CC 4dr Sedan VR6 Sport
24-month | 15k miles | residual 59% | .00231 base money factor
36-month | 15k miles | residual 55% | .00231 base money factor
48-month | 15k miles | residual 48% | .00231 base money factor

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