09 Infiniti EX, FX Lease Rates – May 2009

logo_infinitiMy Take: I am not going to deal with the EX35 payments for now since I have only seen the rates for the BASE model, which are probably sold by now. Instead, I will focus on the FX35 AWD on this post. The effective interest rate for the FX35 AWD for 36-months sits at around 1.752% while the 48-month rate is at 2.016%. The BEST interest rate for a purchase loan being offered by IFS right now is 0.9% for up to 36-month and 2.9% from then on (up to 72 months). Seeing how residuals are somewhat low, I would flag this car as a Lease-To-Buy candidate. Not as good as the Mercedes have been these past few months, but close enough. There is about $4000 dealer cash available, but they won’t even let you use it on the special financing, so I would not be surprised to if they refuse to use it on leases. Before you ask if you used it for leases, I have one thing to say about that…”doesn’t matter”. It doesn’t matter because if they need to make a sale they will, so no point arguing about the rebates themselves. Just focus on determining your lowest and highest sale price (factoring in the rebat if you like) before you talk to your dealer. They won’t sell you the vehicle if they really can’t use the rebates anyway, so no point worrying about it.

At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
09 Infiniti FX35 AWD $41,125 $44,465 $571* $520** $666* $593**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2008 Infiniti EX

2008 Infiniti EX35 2WD
24-month | 15k miles | residual 52% | .00315 base money factor
36-month | 15k miles | residual 49% | .00001 base money factor
48-month | 15k miles | residual 40% | .00067 base money factor
60-month | 15k miles | residual 34% | .00178 base money factor

2009 Infiniti FX

2009 Infiniti FX35 2WD
24-month | 15k miles | residual 52% | .00315 base money factor
36-month | 15k miles | residual 49% | .00070 base money factor
48-month | 15k miles | residual 41% | .00084 base money factor
60-month | 15k miles | residual 36% | .00106 base money factor

2009 Infiniti FX35 AWD
24-month | 15k miles | residual 53% | .00315 base money factor
36-month | 15k miles | residual 50% | .00073 base money factor
48-month | 15k miles | residual 42% | .00089 base money factor
60-month | 15k miles | residual 36% | .00098 base money factor

2009 Infiniti FX50 AWD
24-month | 15k miles | residual 49% | .00315 base money factor
36-month | 15k miles | residual 47% | .00097 base money factor
48-month | 15k miles | residual 40% | .00113 base money factor
60-month | 15k miles | residual 34% | .00108 base money factor

08/09 Infiniti EX, FX Lease Rates – April 2009

logo_infinitiMy Take: Nothing has changed this month on the EX35 or the FX35 leases. The rates are identical to last month’s numbers, which is rather disappointing because the marketing cash is gone as well. Instead, you get a whooping $500 sell down cash and that’s about it (only on the EX35). Not exactly what you wanted to hear, I know, but there is always next month!

At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
2008 Infiniti EX35 Journey AWD $33,462 $36,315 $435* $427** $515* $489**
09 Infiniti FX35 AWD $41,125 $44,465 $571* $520** $666* $593**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2008 Infiniti EX

2008 Infiniti EX35 2WD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 53% | .00020 base money factor
48-month | 15k miles | residual 44% | .00081 base money factor

2008 Infiniti EX35 Journey 2WD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 49% | .00020 base money factor
48-month | 15k miles | residual 41% | .00081 base money factor

2008 Infiniti EX35 AWD
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 54% | .00039 base money factor
48-month | 15k miles | residual 45% | .00098 base money factor

2008 Infiniti EX35 Journey AWD
24-month | 15k miles | residual 53% | .00325 base money factor
36-month | 15k miles | residual 51% | .00039 base money factor
48-month | 15k miles | residual 42% | .00098 base money factor

2009 Infiniti FX

2009 Infiniti FX35 2WD Wagon
24-month | 15k miles | residual 53% | .00325 base money factor
36-month | 15k miles | residual 50% | .00088 base money factor
48-month | 15k miles | residual 42% | .00099 base money factor

2009 Infiniti FX35 AWD Wagon
24-month | 15k miles | residual 54% | .00325 base money factor
36-month | 15k miles | residual 51% | .00092 base money factor
48-month | 15k miles | residual 43% | .00103 base money factor

08 Infiniti EX Lease Rate – March 2009

logo_infinitiMy Take: Looks like Infiniti fudged with the EX numbers this month. Last month, an EX35 Journey AWD’s residual value was 49%. This month, the residual value for the same exact car goes up to 51%. That’s typically a good thing, however, the money factor went up along with it, which basically cancels each other out. The good news is that there is 0.9% financing for 72 months or 0% for 36 months. Unfortunately, the $5000 dealer cash cannot be combined with this deal, but it should be at least partially available for leases. The $500 sell down dealer cash should be available for both leases and purchases.

At Invoice At MSRP
Make/Model Invoice MSRP 36-month 48-month 36-month 48-month
2008 Infiniti EX35 Journey AWD $33,462 $36,315 $435* $427** $515* $489**

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) due at signing.
  • Local Taxes not included.
  • 36-month/15k and 48-month/15k terms.
  • All cars are stock, without any options.
  • No rebates/incentives applied

2008 Infiniti EX35

2008 Infiniti EX35 2WD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 53% | .00020 base money factor
48-month | 15k miles | residual 44% | .00081 base money factor

2008 Infiniti EX35 Journey 2WD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 49% | .00020 base money factor
48-month | 15k miles | residual 41% | .00081 base money factor

2008 Infiniti EX35 AWD
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 54% | .00039 base money factor
48-month | 15k miles | residual 45% | .00098 base money factor

2008 Infiniti EX35 Journey AWD
24-month | 15k miles | residual 53% | .00325 base money factor
36-month | 15k miles | residual 51% | .00039 base money factor
48-month | 15k miles | residual 42% | .00098 base money factor

09 Infiniti FX/EX Lease Rates for February 2009

My Take: There is $3000 Marketing Cash available for the FX and another $2000 loyalty cash. Of course, you can’t combine that with the special financing that’s available (1.9% 36 months, 2.9% 48 months, 3.9% 60 months). Remember the amount of marketing cash you get is usually distributed at dealer’s discretion, but you can qualify for the entire loyalty cash if you qualify. Generally, most dealers will not give you the entire $3000 unless you are paying cash for the car. Just imagine if you qualify for both and are paying cash! You are guarantee at least $5000 off just from the manufacturer alone! The EX is still on the 2008 model year, so you can see why the residuals are so low. The money factor is practically nonexistant so I would certainly jump on this lease. Heck, you might even consider leasing this car even if you plan on buying the car. There is $5000 marketing cash here and another $500 sell down cash (compatible with special financing, 0.9% for 72 months) for both purchases and leases. Another thing you may want to consider is leasing for 48 months. The payments on some of the models are lower than the 36-month and your car will still be under warranty. The only thing you need to watch out for are the wear-n-tear costs. Because your lease runs longer, more stuff may need to be replaced.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Infiniti FX35 AWD $41,125 $44,465 $907 $571 $1057 $667
08 Infiniti EX35 Journey 2WD $31,491 $34,165 $745 $419 $745 $494

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Infiniti FX February Lease Rates

2009 Infiniti FX35 2WD
24-month | 15k miles | residual 54% | .00325 base money factor
36-month | 15k miles | residual 51% | .00107 base money factor
48-month | 15k miles | residual 43% | .00114 base money factor

2009 Infiniti FX35 AWD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 52% | .00111 base money factor
48-month | 15k miles | residual 43% | .00103 base money factor

2009 Infiniti FX50 AWD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 49% | .00135 base money factor
48-month | 15k miles | residual 41% | .00125 base money factor

2008 Infiniti EX35 February Lease Rates

2008 Infiniti EX35 2WD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 51% | .00001 base money factor
48-month | 15k miles | residual 42% | .00051 base money factor

2008 Infiniti EX35 Journey 2WD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 48% | .00001 base money factor
48-month | 15k miles | residual 39% | .00051 base money factor

2008 Infiniti EX35 AWD
24-month | 15k miles | residual 56% | .00325 base money factor
36-month | 15k miles | residual 52% | .00001 base money factor
48-month | 15k miles | residual 43% | .00084 base money factor

2008 Infiniti EX35 Journey AWD
24-month | 15k miles | residual 52% | .00325 base money factor
36-month | 15k miles | residual 49% | .00001 base money factor
48-month | 15k miles | residual 41% | .00084 base money factor

DO NOT LEASE

Some of these leases are “border-line” DO NOT LEASE due to the low residual. But I think that in general, you’ll do fine leasing any of these models.

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09 Infiniti FX35 and 08 Infiniti EX35 Lease Rates for Decemeber 2008

My Take: The FX35’s 24-month lease should be avoided at all costs. The 36-month is adequate for most lesses, while the 48-month lease nets the lowest monthly payment (around $50 less per month than the 36-month). It may seem like a better deal, but I can almost guarantee you that you will need to spend some money on tire replacements at the end of a 48-month lease, so that’s something to think about. The EX35 still seems to have decent residuals despite being an 08 model. The money factor is practically non-existant so that makes for a decent lease. This isn’t the best deal of the year however, July/August’s deals on the EX were probably the best ones of the year. There is $500 cash and another $5000 dealer cash that’s available, which should help drive down the price of the car significantly. I don’t think you’ll get the whole $5000 dealer cash (they won’t even combine it with the 0% APR and 0.9% financing), but the $500 shouldn’t be too hard.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
09 Infiniti FX35 AWD $41,125 $44,465 $873 $571 $1023 $668
08 Infiniti EX35 Journey AWD $34,745 $37,715 $792 $452 $926 $534

NOTE: Estimates assuming the following conditions:

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.

2009 Infiniti FX35 December Lease Rates

2009 Infiniti FX35 2WD
24-month | 15k miles | residual 56% | .00325 base money factor
36-month | 15k miles | residual 53% | .00144 base money factor
48-month | 15k miles | residual 44% | .00129 base money factor

2009 Infiniti FX35 AWD
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 54% | .00147 base money factor
48-month | 15k miles | residual 45% | .00132 base money factor

2008 Infiniti EX35 December Lease Rates

2008 Infiniti EX35 2WD
24-month | 15k miles | residual 55% | .00325 base money factor
36-month | 15k miles | residual 51% | .00001 base money factor
48-month | 15k miles | residual 42% | .00066 base money factor

2008 Infiniti EX35 Journey 2WD
24-month | 15k miles | residual 51% | .00325 base money factor
36-month | 15k miles | residual 48% | .00001 base money factor
48-month | 15k miles | residual 40% | .00066 base money factor

2008 Infiniti EX35 AWD
24-month | 15k miles | residual 57% | .00325 base money factor
36-month | 15k miles | residual 53% | .00001 base money factor
48-month | 15k miles | residual 44% | .00084 base money factor

2008 Infiniti EX35 Journey AWD
24-month | 15k miles | residual 53% | .00325 base money factor
36-month | 15k miles | residual 49% | .00001 base money factor
48-month | 15k miles | residual 41% | .00084 base money factor

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October 2008 Lease Rate for 08 Infiniti EX35

My Take: Couple of months ago, IFS was pushing their 24 month leases at rockbottom money factors. 60 days later and a financial meltdown later, you’re looking at more attractive 36month and 48month leases for the EX35. How things change! Its not a bad idea to lease for 48 months as long as the warranty runs that long. Premium cars typically include a 48-month warranty, while the rest usually offer a 36-month warranty. As for the EX35, most people will have a hard time finding a base 2WD or 4WD model on the lots. They were rare over the summer, so chances are they will be practically non-existant now. Too bad, because they seem to lease cheaper than the Journey. As far as pricing is concerned, $1500 under wasn’t unheard of back in July, certainly not impossible now. There is $500 dealer cash so factor that into your calculations. Just for reference, the 48mo lease should be about $6 or so less per month than the 36mo.

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  At Invoice At MSRP
Make/Model Invoice MSRP 24-month 36-month 24-month 36-month
08 Infiniti EX35 Journey 2WD $33,462* $36,315 $717 $421 $844 $500
08 Infiniti EX35 Journey AWD $34,745* $37,715 $716 $437 $683 $848

  • Inception fees (1st month payment, DMV, doc fee, bank fee, tire tax and possible security deposit) will be paid at signing.
  • Local Taxes not included.
  • 24-month/15k and 36-month/15k terms.
  • All cars are stock, without any options.
  • Cars ranked from lowest payment to highest payment.
  • Yellow boxes denotes “lowest” lease payments for each car.

2008 Infiniti EX35 Journey 2WD
24 Month – Residual 53% of MSRP – .00280 Base Rate
36 Month – Residual 50% of MSRP – .00019 Base Rate
48 Month – Residual 41% of MSRP – .00081 Base Rate
60 Month – Residual 35% of MSRP – .00185 Base Rate

2008 Infiniti EX35 Journey AWD
24 Month – Residual 55% of MSRP – .00280 Base Rate
36 Month – Residual 51% of MSRP – .00038 Base Rate
48 Month – Residual 42% of MSRP – .00098 Base Rate
60 Month – Residual 36% of MSRP – .00200 Base Rate

QUICK LINKS:
LEASE CALCULATOR (requires MS Excel)
THE LIST, monthly list of car rankings on monthly payments

2008 Infiniti EX35 2WD
24 Month – Residual 57% of MSRP – .00280 Base Rate
36 Month – Residual 53% of MSRP – .00019 Base Rate
48 Month – Residual 44% of MSRP – .00081 Base Rate
60 Month – Residual 37% of MSRP – .00185 Base Rate

2008 Infiniti EX35 AWD
24 Month – Residual 59% of MSRP – .00280 Base Rate
36 Month – Residual 55% of MSRP – .00038 Base Rate
48 Month – Residual 45% of MSRP – .00098 Base Rate
60 Month – Residual 39% of MSRP – .00200 Base Rate

Rates provided by Tarry Shebesta from Leasecompare.com

Infiniti Special Financing for 2008 Models

If you missed out on Infiniti’s August lease rates and special financing, they have decided to extend their 0% and 0.9% financing on their 2008 EX, G, M and QX models.

Models offering 0% financing for 72 months include the EX and QX.

Models offering 0.9% financing for 60 months include G35 sedan, G37 coupe, M35 and M45.

Unfortunately, the 09 FX are not included in these special offers.

Leasing a 2008 model will become less and less attractive as we near the end of the year.  Since special financing is available, financing a purchase is the wiser financial decision. No MF will be low enough to beat 0% financing. It’s a interest free loan! If that isn’t good enough reason to consider a purchase, I don’t know what is.

Offer ends 9/30.

On a side note, GM extended their Employee Pricing offer until 9/30 as well. I know, who cares right? Well, you might want to if you are considering a roadster. GM may be pulling the plug on the Sky and Solstice because the platform in which they are built on is not “profitable”. For car nuts like myself, this is significant news because these two cars have a lot of “potential” in the aftermarket world. It may even be possible that these two cars’ resale value may go up in the near future because super fanboy (and girls) may want to buy them for modding.

August 2008 Lease Rate for 08 Infiniti EX35

My Take: Good News! Last month’s super low MF for the EX35 stays the same for August. Not to mention 0% financing is available as well. So leasing or buying looks like a great deal right now for the EX35. The rates look so good that I will be estimating payments for all four trims at 24mo and 36mo terms. For those people in Southern California, I can refer you to solid Infiniti sales guy.

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  • 2008 Infiniti EX35 2WD
  • MSRP $32,765
  • Invoice $30,208
  • Standard inception fees + tax not included

2008 Infiniti EX35 2WD
24 Month – Residual 66% of MSRP – .00001 Base Rate
36 Month – Residual 54% of MSRP – .00002 Base Rate

24mo Payment: $358 at invoice, $465 at MSRP
36mo Payment: $349 at invoice, $420 at MSRP

Edmunds TMV indicates about $1800 under invoice, but the lowest quote I’ve personally seen is $200 under invoice for a lease. From what I was told, $1800 under invoice is only attainable if you purchase. In any case, how attractive is this? $349 a month? If you can get that $200 under invoice price at your dealer, that’s another $9 off per month on a 24mo and $7 on a 36mo. You can cut the payments further by going for 12k miles per year. Now the only question is, can you find a base EX35 2WD in your area? They are probably quite rare.

  • EX35 Journey 2WD + Premium + Tech + Navi Packages
  • MSRP $42,565
  • Invoice $38,848
  • Standard inception fees + tax not included

2008 Infiniti EX35 Journey 2WD
24 Month – Residual 61% of MSRP – .00001 Base Rate
36 Month – Residual 51% of MSRP – .00002 Base Rate

24mo Payment: $537 at invoice, $692 at MSRP
36mo Payment: $477 at invoice, $580 at MSRP

The numbers look much higher here due to a few reason; lower residual, high price tag. You can drive down the payments by taking off a few packages, opting for 12k lease and asking for a that $200 under invoice price I was quoted in July. You could be looking at low $400s on the 36mo lease if you can manage that. The Journey 2WD trim should be more abundant than the Base 2WD model. This is probably what I would have gone with hadw aited until August to lease.

  • 2008 Infiniti EX35 AWD
  • MSRP $34,165
  • Invoice $31,491
  • Standard inception fees + tax not included

2008 Infiniti EX35 AWD
24 Month – Residual 67% of MSRP – .00014 Base Rate
36 Month – Residual 56% of MSRP – .00057 Base Rate

24mo Payment: $366 at invoice, $477 at MSRP
36mo Payment: $372 at invoice, $448 at MSRP

Notice something interesting here. The 24mo/15k lease at invoice is actually cheapest. That’s a good deal if you ask me. If you need AWD, but don’t need all the extras, this is the car to get.

  • EX35 Journey AWD + Premium + Tech + Navi Packages
  • MSRP $43,965
  • Invoice $40,131
  • Standard inception fees + tax not included

2008 Infiniti EX35 Journey AWD
24 Month – Residual 63% of MSRP – .00014 Base Rate
36 Month – Residual 52% of MSRP – .00057 Base Rate

24mo Payment: $527 at invoice, $688 at MSRP
36mo Payment: $515 at invoice, $624 at MSRP

Not too bad here. You’re looking at a near-loaded model, so payments aren’t going to be in the high $300s to low $400s. I recommend opting for the 24mo lease if you can get it to be lower than a 36mo lease because at the end of 36 months, your tires will more than likely need to be replaced. Have you ever looked at how much four 17″ or 18″ tires cost recently? Not Cheap.

If you are looking to buy/lease a EX35, now is the time!

* Residuals posted are for 15K miles/year.
** Rates provided by Tarry Shebesta from Leasecompare.com